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13612 Frances Ave, Hudson, FL, 34667

2beds
2baths
1,135sqft
$234,900
$207price/sqft
$2,021/moest. monthly cost
$80,840/yrincome needed

About This Home

One or more photo(s) has been virtually staged. DIRECT GULF ACCESS!! Great Family vacation home for water lovers! Staycation for weekends and holidays with close proximity to Floridians' travel time!" The sellers have also used this Florida Room divided as a 3rd bedroom when necessary. NO HOA which is a great feature. This home is a popular destination for Airbnb's rented by the bedrooms or entire home! This Waterfront home is Located on a Deep Saltwater Canal only minutes from the Gulf! Easy access with no obstruction, Sailboat country to enjoy Gulf Beautiful Waters and light Sand Beaches! Affordable Paradise, without all of the city traffic congestion! Yet, conveniently close to all shopping, restaurants, etc. Home had flood damage from Hurricane Helene. Approximately 3 ft. of damaged drywall was promptly removed after the hurricane occurred. Seller has estimates to replace drywall and painting. New Roof was installed in 2024. Home has tile throughout. New Screens have been installed in the Screened in Patio/Porch. PLEASE NOTE THAT NO outdoor furniture or any furniture shown is included with the sale of this property. Seller has caught Snook, and Sheephead off the backyard pier/dock; as well as occasionally seen dolphin in the saltwater canal. Great for boating and kayaking. Seller/Owner is also Real Estate Listing Agent.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Hudson Primary AcademyGrades PK-50.9 mi
2/10
Hudson Middle SchoolGrades 4-89.5 mi
2/10
Fivay High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Ceramic Tile,Other,Tile

Florida Room

  • Level: First
  • Area: 240
  • Dimensions: 24x10

Heating & Cooling

  • Heating features: Central,Wall Units / Window Unit
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,865
  • Total interior livable area: 1,135 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3324160090000000230
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Awning(s)
  • Fencing: Chain Link,Fenced
  • Has view: Yes
  • View description: Canal,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Canal,Intracoastal Waterway
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Canal Front,Saltwater Canal Access,Davits,Fishing Pier,Lift,Sailboat Water,Seawall
  • Frontage length: Canal: 50

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,187$14,244
Home Insurance *$339$4,068
Property Taxes $298$3,576
Electricity $197$2,366
Total$2,021$24,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,291/yr
40% on housing$60,630/yr
45% on housing$53,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 34667$157
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34667$175
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$249,900
2026-04-15Pending sale$249,700
2026-04-06Price change$249,700
2026-03-19Price change$259,700
2026-02-06Price change$264,500
2026-01-21Listed for sale$274,900
2024-07-12Listing removed$259,000
2021-06-18Sold$245,000
2021-04-12Pending sale$259,000
2021-03-31Price change$259,000
2021-03-28Pending sale$254,500
2021-02-06Listed for sale$254,500
2021-01-07Listing removed$279,900
2021-01-04Listed for sale$279,900
2020-10-30Listing removed$279,900
2020-09-09Price change$279,900
2020-08-19Listed for sale$289,900
2017-08-17Listing removed$165,900
2017-06-19Price change$165,900
2017-05-24Listed for sale$169,900
2010-11-12Sold$125,200
2010-07-17Price change$134,900
2010-07-16Listed for sale--
2005-08-05Sold$325,900
2004-07-12Sold$215,000
2004-05-13Sold$167,000
1998-01-09Sold$5,000

For Sale by Agent

AgentCynthia Barrett
BrokerageCENTURY 21 CARIOTI

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