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13320 CAROL DRIVE, Hudson, FL, 34667

2beds
1baths
988sqft
$200,000
$202price/sqft
$1,817/moest. monthly cost
$72,680/yrincome needed

About This Home

GULF ACCESS WATERFRONT WITH NO BRIDGES! Bring your vision to this 2-bedroom, 1-bath BLOCK HOME located on a wide canal with boating access to the Gulf. This waterfront property offers an opportunity to renovate and create your own Florida waterfront retreat. Home experienced flooding and is being sold in its current condition with renovation in mind. RARE SIDE-BY-SIDE WATERFRONT OPPORTUNITY! The ADJACENT GULF ACCESS HOME at 13224 Carol Drive is also available from the SAME SELLER. Purchase this property individually or ask about potential savings when purchasing BOTH WATERFRONT HOMES. Ideal for investors, renovators, seasonal home buyers, or anyone looking for neighboring Gulf access properties. MLS KEYWORDS: WATERFRONT, GULF ACCESS, NO BRIDGES, CANAL FRONT, CANAL WATERFRONT, BOATING ACCESS, BOAT ACCESS, WIDE CANAL, BLOCK HOME, CONCRETE BLOCK HOME, RENOVATION OPPORTUNITY, FIXER UPPER, INVESTOR OPPORTUNITY, INVESTMENT PROPERTY, WATERFRONT RENOVATION, SEASONAL WATERFRONT HOME, ADJACENT PROPERTY AVAILABLE, NEIGHBORING PROPERTY AVAILABLE, SIDE-BY-SIDE HOMES, TWO WATERFRONT PROPERTIES, PACKAGE OPPORTUNITY, BRING YOUR BOAT.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
Hudson Middle SchoolGrades 4-83.9 mi
2/10
Fivay High SchoolGrades 8-122.9 mi
5/10
Hudson Primary AcademyGrades PK-53.9 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Slab
  • Roof: Membrane
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Primary Bedroom Main Floor
  • Flooring: Other

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,420
  • Total interior livable area: 988 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 1624330190000000100
  • Attached to another structure: Yes
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Saltwater Canal Access,Bridges - No Fixed Bridges,Seawall

Lot

  • Lot size: 5,000 sqft
  • Features: Level
  • Lot size dimensions: 50 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$289$3,468
Property Taxes $320$3,840
Electricity $197$2,366
Total$1,817$21,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,297/yr
40% on housing$54,510/yr
45% on housing$48,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 34667$157
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34667$175
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$194,500
2026-08-11Price change$195,000
2026-07-12Listed for sale$200,000
2025-01-10Sold$150,000
2022-09-01Sold$150,000
1994-12-06Sold$49,200

For Sale by Agent

AgentRandal Jenkins
BrokerageFLORIDA REAL ESTATE PARTNERS

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