317 W Harvard Cir, South Elgin, IL, 60177
About This Home
Welcome home to this beautifully maintained 3-bedroom home in the desirable Wildmeadow subdivision! Featuring 2 full bathrooms and 2 half bathrooms, including a convenient half bath in the finished English-style basement, this home offers the perfect blend of space, comfort, and functionality. The bright and inviting layout is ideal for both everyday living and entertaining. The finished English basement provides additional living space perfect for a recreation room, home office, workout area, or guest retreat. Step outside to enjoy the large deck overlooking the large backyard or enjoy the shady lower patio - ideal for summer gatherings, pets, and outdoor fun. Located in a sought-after neighborhood close to parks, schools, shopping, and dining, this home has everything today's buyers are searching for! See the flier about the elemtary school and magnet academies for high school in the additional information!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Freezer,Washer,Dryer,Disposal,Water Softener,Water Softener Owned,Gas Water Heater
- Laundry features: Main Level,Gas Dryer Hookup,In Unit
Basement
- Has basement: Yes
- Basement: Finished,Full,Daylight
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 132
- Dimensions: 12X11
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 121
- Dimensions: 11X11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Dining Room
- Features: Flooring (Laminate)
- Level: Main
- Area: 110
- Dimensions: 11X10
Family Room
- Features: Flooring (Laminate)
- Level: Main
- Area: 275
- Dimensions: 25X11
Features
- Walk-In Closet(s)
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Attached Fireplace Doors/Screen,Family Room
- Fireplace: Yes
- Attic: Unfinished
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,514
- Total interior livable area: 1,726 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,SolidSurfaceCounter,Updated Kitchen),Flooring (Laminate)
- Level: Main
- Area: 120
- Dimensions: 12X10
Laundry
- Level: Main
- Area: 45
- Dimensions: 9X5
Living Room
- Features: Flooring (Laminate)
- Level: Main
- Area: 204
- Dimensions: 17X12
Master Bedroom
- Features: Flooring (Laminate),Bathroom (Full)
- Level: Second
- Area: 154
- Dimensions: 14X11
Other
- Features: Flooring (Carpet)
- Level: Basement
- Area: 726
- Dimensions: 33X22
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0634329023
- Special condition: None
- Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump
Features
- Stories: 2
- Patio & porch: Deck,Patio
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: 65x121x71x130
Parking
- Total spaces: 2
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $799 | $9,588 |
| Electricity | $132 | $1,593 |
| Total | $3,323 | $39,876 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2001-01-11 | Sold | $188,000 |
View on Zillow