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7311 20 TH STREET, Zephyrhills, FL, 33540

3beds
2baths
1,980sqft
$290,000
$146price/sqft
$2,248/moest. monthly cost
$89,920/yrincome needed

About This Home

Welcome home to this charming and well-maintained residence in the heart of Zephyrhills! This inviting 3-bedroom, 2-bath home and a bonus Room for office offers a smart, functional layout with a combo brand new Vinyl lank and carpet flooring throughout and thoughtful updates designed for comfortable living. The open-concept living space is perfect for everyday comfort and entertaining. Ideal for grilling, gatherings, and quiet nights under the stars. The backyard fire pit sets the stage for memorable nights with friends and family, while the yard provides endless room for animals, play, gardening, or hosting outdoor events. If you’ve been dreaming of owning land and embracing a more relaxed lifestyle, this is the one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
2/10
4/10
Durant High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Other
  • Roof: Metal,Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater
  • Laundry features: Common Area,Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: No Closet
  • Level: First
  • Area: 384
  • Dimensions: 24x16

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 315
  • Dimensions: 21x15

Living Room

  • Level: First
  • Area: 315
  • Dimensions: 21x15

Office

  • Features: No Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Other

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 224
  • Dimensions: 16x14

Property

Details

  • Parcel number: 35252100100810000100
  • Zoning: 00AR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 0.98 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Drought
Hail
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$112$1,344
Property Taxes $471$5,652
Electricity $199$2,391
Total$2,248$26,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,074/yr
40% on housing$67,440/yr
45% on housing$59,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 33540$140
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33540$180
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$290,000
2026-06-12Listed for sale$295,000
2026-03-04Pending sale$295,000
2026-02-14Listed for sale$295,000
2023-02-09Listing removed--
2023-02-06Listed for rent$1,800
2004-03-04Sold$88,500
1998-05-20Sold$15,300

For Sale by Agent

AgentJordan Hyppolite
BrokerageREALNET FLORIDA REAL ESTATE

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