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21620 TEAL COURT, Lutz, FL, 33549

4beds
3baths
2,521sqft
$575,000
$228price/sqft
$4,384/moest. monthly cost
$175,360/yrincome needed

About This Home

Virtually Staged. Welcome to Cypress Cove, a highly sought-after community in Lutz, Florida. Situated on a generous QUARTER ACRE, FULLY FENCED LOT in a non-deed-restricted neighborhood, this beautiful 4-BEDROOM, 3-BATHROOM residence with a versatile LOFT offers 2,521 square feet under air and 3,334 square feet under roof. Located in a NON FLOOD ZONE, it provides the perfect blend of modern elegance and comfortable everyday living. Walking up to the home, you are greeted by the spacious covered front porch. Picture yourself sitting on a comfortable chair enjoying a cup of coffee in the morning as you start your day. Continue inside through the double-door entry into the foyer featuring soaring ceilings and beautiful wood-look ceramic tile flooring that flows throughout the entire home. The open-concept layout is both inviting and functional, highlighted by the well laid out kitchen with granite countertops, a spacious center island, stylish backsplash, and abundant 42-inch solid wood cabinetry. Equipped with Samsung stainless steel appliances, this kitchen is a true cook's delight. Adjacent is a bright eat-in area with double sliders that open to the expansive backyard, perfect for casual meals and effortless indoor-outdoor living. The formal dining area offers an elegant space for gatherings, while the living areas are warm and welcoming. Downstairs, you'll find a convenient guest bedroom which could also be utilized as a perfect home office. Close by is a full bathroom with hallway access to the covered back porch. A well-appointed laundry room with granite countertops and solid wood cabinetry offers versatility and additional storage. Upstairs, you will find the primary en suite which is a true retreat, boasting dual French doors, tray ceilings and a massive walk-in closet. The luxurious primary bath features double granite vanities, a freestanding tub with gooseneck faucet, and an oversized walk-in shower with custom tile work. As you continue towards the additional guest bedrooms, you walk through the spacious loft area. This area would be perfect for a playroom, home office, or media area. The two additional guest bedrooms share a Jack-and-Jill bathroom with granite counters and a seamless glass shower enclosure. Thoughtful details throughout include 5 1/4-inch baseboards and a dual-zone AC system for year-round comfort. Outside, the fully fenced backyard is a private oasis with lush landscaping, mature palm trees, and plenty of room to play or relax. A large patio spans the width of the home and wraps around to the covered area complete with a ceiling fan and recessed lighting. This move-in-ready home combines timeless style with modern updates in a fantastic location. Schedule your private showing today and discover why this could be the perfect place to call home.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10
Sunlake High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Washer
  • Laundry features: Inside,Laundry Room

Bathroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 132.25
  • Dimensions: 11.5x11.5

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dinette

  • Level: First
  • Area: 76.5
  • Dimensions: 9x8.5

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 118.75
  • Dimensions: 12.5x9.5

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Solid Wood Cabinets,Stone Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile

Foyer

  • Features: Coat Closet
  • Level: First
  • Area: 59.5
  • Dimensions: 8.5x7

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,334
  • Total interior livable area: 2,521 sqft

Kitchen

  • Level: First
  • Area: 135
  • Dimensions: 9x15

Living Room

  • Level: First
  • Area: 2827.5
  • Dimensions: 19.5x145

Loft

  • Level: Second
  • Area: 170
  • Dimensions: 10x17

Primary Bathroom

  • Level: Second
  • Area: 144
  • Dimensions: 16x9

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 231
  • Dimensions: 16.5x14

Property

Details

  • Parcel number: 3626180070000000030
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Wrap Around
  • Exterior features: Private Mailbox,Rain Gutters,Sidewalk
  • Fencing: Vinyl,Wood
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 10,704 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$483$5,796
Property Taxes $741$8,892
Electricity $253$3,044
Total$4,384$52,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,308/yr
40% on housing$131,520/yr
45% on housing$116,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 33549$189
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33549$262
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$575,000
2026-07-07Listed for sale$589,000
2021-04-20Sold$419,000
2021-02-21Pending sale$419,000
2021-02-21Listed for sale$419,000
2021-02-21Pending sale$419,000
2021-02-19Price change$419,000
2021-02-12Listed for sale$439,000
2017-05-08Sold$41,000
2017-04-18Listed for sale$45,000
2013-03-21Sold$30,000
2012-12-30Listed for sale$50,000
1994-08-01Sold$69,500

New Construction

AgentWade Cleary
BrokerageCENTURY 21 EXECUTIVE TEAM

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