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39W796 Dairyherd Ln, Saint Charles, IL, 60175

4beds
4baths
2,900sqft
$688,700
$237price/sqft
$5,222/moest. monthly cost
$208,880/yrincome needed

About This Home

All Brick home on 1 acre of privacy in a cul-de-sac location!! Two brand new furnaces being installed next week! Over 4000 square feet of living space, open concept & amazing master suite complement this home! When you enter and are greeted by a very large foyer area with office to your right, and a generously sized living room to your left, you'll instantly love the flow of this home! The kitchen & family room are the heart of the home, you'll LOVE the enormous kitchen island & ample cabinet space with eating area that looks into the cozy family room with gas fireplace!! There is so much room to entertain including in the finished basement that offers a nice rec area, exercise area, playroom or bedroom, whatever works best for your needs and a full bathroom too!! Upstairs, the master suite is very large and boasts walk in closets, and a HUGE bathroom! All the other bedrooms are a nice size as well. Fall in love with this home and property and enjoy the cabana with hot tub overlooking 1 acre of privacy! A 3 car heated garage too! In 2026 new dishwasher, washer & dryer! You're going to love the land, and love the lifestyle!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Ferson Creek SchoolGrades PK-51.7 mi
7/10
Thompson Middle SchoolGrades 6-85.3 mi
8/10

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedroom4

  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Eating Area

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Exercise Room

  • Level: Basement
  • Area: 130
  • Dimensions: 13X10

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 266
  • Dimensions: 19X14

Features

  • Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,481

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Sep Heating Systems - 2+
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,481
  • Total interior livable area: 2,900 sqft

Kitchen

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 204
  • Dimensions: 17X12

Laundry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 63
  • Dimensions: 9X7

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 195
  • Dimensions: 15X13

Play Room

  • Level: Basement
  • Area: 90
  • Dimensions: 10X9

Recreation Room

  • Level: Basement
  • Area: 224
  • Dimensions: 16X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0812102003
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump,Backup Sump Pump;

Features

  • Stories: 2
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub,Indoor Hot Tub

Lot

  • Lot size: 1.02 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Heated Garage,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,482$41,784
Home Insurance *$266$3,192
Property Taxes $1,251$15,012
Electricity $223$2,676
Total$5,222$62,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,040/yr
40% on housing$156,660/yr
45% on housing$139,253/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 60175$235
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60175$211
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$699,999
2026-05-07Listing removed$699,999
2026-03-13Price change$699,999
2026-03-05Listed for sale$709,900
2021-09-10Sold$450,000
2021-08-12Contingent$469,900
2021-08-10Listed for sale$469,900
2021-07-26Contingent$484,900
2021-07-16Price change$484,900
2021-07-09Listed for sale$499,000
1996-12-27Sold$61,000

For Sale by Agent

AgentAmy Adorno
BrokerageExecutive Realty Group LLC

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