5N638 Jens Jensen Ln, Saint Charles, IL, 60175
About This Home
MOTIVATED SELLER!! This home has a potential first floor master suite OR the perfect in-law suite on the main level! Welcome to your dream home in the highly coveted Windings neighborhood of St. Charles! This spacious, beautifully designed 5-bedroom residence offers the perfect blend of elegant entertaining spaces, everyday comfort, and rare multi-generational flexibility. Step inside to a bright and incredibly spacious main level designed for modern living. The heart of the home flows effortlessly, culminating in a spectacular sunroom-the perfect spot for your morning coffee, a reading nook, or enjoying panoramic views of the changing seasons. A standout, rare feature of this home is the main-level guest suite. Offering complete privacy, this generously sized bedroom features: An attached full bathroom. Direct exterior access, making it ideal for in-laws, long-term guests, a nanny, or a private home office. Head upstairs to find four additional spacious bedrooms, providing plenty of room for family and guests alike. Each room offers ample closet space and large windows that flood the home with natural light. The living space extends downstairs into the fully finished basement with a nice updated office! Also - tons of storage in the attic and above the garage!! Located in The Windings, you'll enjoy a serene, nature-oriented community vibe with a community swimming pool and direct access to the Great Western trail all while being just minutes away from downtown St. Charles' vibrant dining, shopping, and top-rated schools.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bar Entertainment
- Level: Main
- Area: 35
- Dimensions: 7X5
Basement
- Has basement: Yes
- Basement: Partially Finished,Full
Bedroom2
- Level: Second
- Area: 150
- Dimensions: 15X10
Bedroom3
- Level: Second
- Area: 168
- Dimensions: 14X12
Bedroom4
- Level: Second
- Area: 108
- Dimensions: 12X9
Bedroom5
- Level: Main
- Area: 156
- Dimensions: 13X12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 144
- Dimensions: 12X12
Family Room
- Level: Main
- Area: 234
- Dimensions: 18X13
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,704 sqft
Kitchen
- Level: Main
- Area: 228
- Dimensions: 19X12
Laundry
- Level: Main
- Area: 60
- Dimensions: 10X6
Living Room
- Level: Main
- Area: 234
- Dimensions: 18X13
Master Bedroom
- Features: Bathroom (Full)
- Level: Second
- Area: 324
- Dimensions: 18X18
Other
- Level: Main
- Area: 230
- Dimensions: 23X10
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0816251009
- Special condition: None
Features
- Stories: 2
Lot
- Lot size: 0.58 Acres
Parking
- Total spaces: 2
- Parking features: Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,932 | $35,184 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $1,053 | $12,636 |
| Electricity | $207 | $2,495 |
| Total | $4,416 | $52,992 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Contingent | $579,900 |
| 2026-07-29 | Listed for sale | $579,900 |
| 2026-07-29 | Listing removed | $594,900 |
| 2026-07-22 | Price change | $594,900 |
| 2026-07-15 | Listed for sale | $599,900 |
| 2026-07-15 | Listing removed | $609,000 |
| 2026-07-10 | Price change | $609,000 |
| 2026-06-29 | Listed for sale | $625,000 |
| 2022-07-01 | Sold | $420,000 |
| 2022-05-13 | Listed for sale | $425,000 |
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