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42W466 Redbud Ct, Saint Charles, IL, 60175

3beds
3baths
1,674sqft
$319,900
$191price/sqft
$2,451/moest. monthly cost
$98,040/yrincome needed

About This Home

Multiple offers received - seller asking for highest and best by 5 pm -Monday 8/3 ---Welcome home to this rare ranch townhome tucked into the peaceful beauty of The Windings of Ferson Creek, where nature and comfort come together in perfect harmony. Complete with a two-car attached garage, this thoughtfully designed home offers easy, carefree living in one of the community's most desirable cul-de-sac locations. Step inside to an open, light-filled great room where soaring vaulted ceilings with exposed beams create an inviting sense of space. A cozy fireplace anchors the room, while the dining area and two sets of sliding glass doors seamlessly connect the oudoors with two private decks-bringing the surrounding landscape right to your doorstep. The beautifully updated kitchen is both stylish and functional, featuring timeless shaker cabinetry, solid surface countertops, and a new range. Enjoy casual meals in the sunny breakfast nook or start your mornings with a cup of coffee on the charming front porch. The first-floor primary suite is a true sanctuary, offering double-door entry, a private en suite bath, and direct access to the back deck-perfect for enjoying quiet mornings or relaxing evenings surrounded by nature. A second bedroom on the main level provides flexibility for guests, a home office, or hobby space. Downstairs, the finished lower level expands your living options with a generous recreation room, a third bedroom, a full bath, and a laundry room -with cabinetry, a sink, and the potential to add a stove and refrigerator, the space could easily become a private suite for guests or multigenerational living. Enjoy peace of mind knowing the major updates have already been completed, including a new furnace (2025), washer (2026), kitchen range (2025), air conditioner (2026), and water heater (2026).Just steps from the neighborhood clubhouse, swimming pool, tennis courts, and scenic walking trails, this exceptional home offers the perfect balance of convenience, recreation, and natural beauty. Homes like this don't come along often-come experience the charm for yourself before this hidden gem is gone!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
Lily Lake Grade SchoolGrades PK-51.8 mi
10/10
Central Middle SchoolGrades 85.3 mi
6/10
Central High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Cedar

Other

  • Builder model: RANCH TOWNHOME

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Water Softener,Water Softener Owned,Gas Water Heater
  • Laundry features: Washer Hookup,Gas Dryer Hookup,In Unit,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 120
  • Dimensions: 12X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Family Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 224
  • Dimensions: 16X14

Features

  • Cathedral Ceiling(s),1st Floor Bedroom,In-Law Floorplan,1st Floor Full Bath,Open Floorplan
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 710
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,674
  • Total interior livable area: 1,674 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 100
  • Dimensions: 10X10

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 210
  • Dimensions: 15X14

Recreation Room

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 320
  • Dimensions: 20X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0816401026
  • Special condition: None
  • Other equipment: Water-Softener Owned

Features

  • Patio & porch: Deck

Lot

  • Lot size: 3,599 sqft
  • Features: Cul-De-Sac,Backs to Trees/Woods

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$123$1,476
Property Taxes $581$6,972
Electricity $130$1,569
Total$2,451$29,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,034/yr
40% on housing$73,530/yr
45% on housing$65,360/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 60175$236
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60175$211
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-04-11Sold$295,000
2025-04-01Contingent$299,900
2025-03-28Listed for sale$299,900
2024-01-31Sold$270,000
2023-11-09Contingent$279,900
2023-11-07Price change$279,900
2023-10-13Listed for sale$289,900
2021-03-24Listing removed--
2011-02-08Listing removed$1,300
2010-11-29Listed for rent$1,300
2006-08-02Sold$225,000
2004-08-25Sold$215,000
1999-10-28Sold$146,000

For Sale by Agent

AgentJackie Murray
Brokerage@properties Christie's International Real Estate

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