See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

44W043 Fox Wilds Dr, St Charles, IL, 60175

3beds
3baths
1,828sqft
$539,000
$295price/sqft
$4,052/moest. monthly cost
$162,080/yrincome needed

About This Home

Welcome home to peaceful country living on nearly an acre! Situated on a serene .92-acre lot backing to open farmland, this well-maintained ranch offers the convenience of one-level living with 3 bedrooms, 2.5 bathrooms, and plenty of space both inside and out. The spacious kitchen features quartz countertops and opens to the cozy family room with a wood-burning fireplace complete with glass doors, or unwind in the hot tub overlooking the expansive backyard and picturesque countryside views. The dining room is highlighted by beautiful wood flooring and open to a unique sunken living room. The primary suite offers a private master bathroom with heated bathroom floors, a heated towel rack, and a walk-in shower. Skylights in the bathrooms fill the home with natural light, creating a bright and inviting atmosphere. Garden enthusiasts will fall in love with the gorgeous flower gardens and thoughtfully placed additional spigots, making watering easy and convenient. The property also includes a 2.5-car attached garage, a 1.5-car detached garage, and a storage shed, all featuring newer roofs. Need extra storage? Drop-down stairs in the attached garage provide access to an impressive storage area spanning the length of the home. Additional highlights include a 715-foot well, new well pump and piping (2025), furnace (2023), newer roofs (2020) on the home, detached garage, and shed, plus a workbench in the basement that will remain with the property. If you've been searching for a home that combines comfort, functionality, and peaceful country views, this is one you won't want to miss.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

9/10
Lily Lake Grade SchoolGrades PK-50.6 mi
10/10
Central Middle SchoolGrades 85.3 mi
6/10
Central High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Crawl Space,Partial

Bedroom2

  • Level: Main
  • Area: 150
  • Dimensions: 10X15

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 240
  • Dimensions: 15X16

Features

  • 1st Floor Full Bath,Quartz Counters
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Basement
  • Fireplace: Yes
  • Attic: Pull Down Stair

Heating & Cooling

  • Heating features: Natural Gas,Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,828
  • Total interior livable area: 1,828 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Laundry

  • Level: Main
  • Area: 36
  • Dimensions: 6X6

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 260
  • Dimensions: 20X13

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 224
  • Dimensions: 16X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0818431004
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub

Lot

  • Lot size: 0.92 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$208$2,496
Property Taxes $979$11,748
Electricity $140$1,687
Total$4,052$48,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,925/yr
40% on housing$121,560/yr
45% on housing$108,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 60175$234
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60175$211
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listing removed$539,000
2026-07-25Price change$539,000
2026-07-17Listed for sale$549,900
2026-07-11Listing removed$550,000
2026-06-12Listed for sale$550,000

For Sale by Agent

AgentAnnette Siwy
BrokerageSiwy Real Estate, Inc.

Similar Homes