4N796 W Woods Ct, St Charles, IL, 60175
About This Home
Nestled on a picturesque 1-acre cul-de-sac lot in desirable St. Charles, this exceptional 5-bedroom, 3.5-bath brick and cedar two-story home seamlessly blends timeless elegance with modern comfort. Beautiful professional landscaping and a welcoming front porch create outstanding curb appeal, while an attached 3-car garage and a detached 2.5-car garage with a finished bonus room above offer endless possibilities for a workshop, studio, home gym, guest retreat or additional storage. Step inside to discover an impressive interior featuring hardwood floors, soaring vaulted ceilings, crisp white trim, dual staircases and custom built-ins throughout. Designed for both everyday living and entertaining, the main level offers a formal living room, elegant dining room and a spacious family room anchored by a cozy gas log fireplace. The gourmet kitchen is a chef's dream, showcasing granite countertops, Viking stainless steel appliances, a subway tile backsplash, a large center island and a generous dining area perfect for family meals and gatherings. A private first-floor office with French doors and custom built-in bookcases provides an ideal work-from-home space. Upstairs, you'll find five generously sized bedrooms, including a luxurious primary suite featuring a cathedral ceiling, relaxing sitting area and a spa-inspired ensuite bath designed for comfort and relaxation. Step outside to your own private backyard retreat where a spacious patio, charming pergola and inviting firepit create the perfect setting for outdoor entertaining or quiet evenings under the stars. Extensively updated for peace of mind, recent improvements include two furnaces (2022), new roofs and gutters with gutter guards (2023), well tank, water softener, five garage doors and four garage door openers, front entry door, Invisible Fence and dual sump pumps (2025). A whole-house backup generator provides added security and comfort year-round. Offering an incredible combination of luxury, functionality and thoughtful updates in a sought-after St. Charles location, this is a truly exceptional place to call home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Roof: Asphalt
- Construction materials: Brick,Cedar
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s)
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished,Full
Bedroom2
- Features: Flooring (Carpet),Window Treatments (All)
- Level: Second
- Area: 195
- Dimensions: 15X13
Bedroom3
- Features: Flooring (Carpet),Window Treatments (All)
- Level: Second
- Area: 168
- Dimensions: 14X12
Bedroom4
- Features: Flooring (Hardwood),Window Treatments (All)
- Level: Second
- Area: 121
- Dimensions: 11X11
Bedroom5
- Features: Flooring (Carpet),Window Treatments (All)
- Level: Second
- Area: 255
- Dimensions: 17X15
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Hardwood),Window Treatments (All)
- Level: Main
- Area: 221
- Dimensions: 17X13
Eating Area
- Features: Flooring (Hardwood),Window Treatments (All)
- Level: Main
- Area: 77
- Dimensions: 11X7
Family Room
- Features: Flooring (Hardwood),Window Treatments (All)
- Level: Main
- Area: 323
- Dimensions: 19X17
Features
- Cathedral Ceiling(s),Built-in Features
- Window features: Screens
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas Log,Gas Starter,Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 3,813 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island),Flooring (Hardwood),Window Treatments (All)
- Level: Main
- Area: 288
- Dimensions: 18X16
Living Room
- Features: Flooring (Hardwood),Window Treatments (All)
- Level: Main
- Area: 196
- Dimensions: 14X14
Master Bedroom
- Features: Flooring (Hardwood),Window Treatments (All),Bathroom (Full)
- Level: Second
- Area: 300
- Dimensions: 20X15
Office
- Features: Flooring (Hardwood),Window Treatments (All)
- Level: Main
- Area: 156
- Dimensions: 13X12
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0821204009
- Special condition: None
- Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump,Generator
Features
- Stories: 2
- Patio & porch: Deck,Patio
- Exterior features: Fire Pit
- Fencing: Invisible
Lot
- Lot size: 1.07 Acres
- Features: Corner Lot,Cul-De-Sac,Landscaped
Parking
- Total spaces: 5.5
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 5.5
- Covered spaces: 5.5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $376 | $4,512 |
| Property Taxes | $1,771 | $21,252 |
| Electricity | $293 | $3,519 |
| Total | $7,370 | $88,440 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 1998-03-30 | Sold | $405,000 |
| 1997-03-25 | Sold | $61,000 |
| 1994-09-13 | Sold | $53,000 |
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