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23039 Watergate Circle, Boca Raton, FL, 33428

4beds
2baths
1,296sqft
$335,000
$258price/sqft
$2,644/moest. monthly cost
$105,760/yrincome needed

About This Home

Discover this beautifully maintained home in the heart of Boca Raton, where you own both the land and the home with NO HOA. One of its most impressive features is the fully stucco exterior, providing the look, durability, and added protection of a traditional site-built home. Inside, you'll find a bright and inviting floor plan with spacious living areas, comfortable bedrooms, and a home that has been meticulously cared for and is truly move-in ready. Enjoy peace of mind with major recent updates, including a 6-year-old roof, 3-year-old A/C system, and a brand-new water heater. Outside, the property offers a large driveway and a spacious backyard, perfect for relaxing or entertaining. Ideally located just minutes from top-rated schools, shopping, dining, parks, and major highways. NO HOA - YOU OWN THE LAND AND THE HOME!

Getting Around

12
WalkingCar-Dependent
25
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Roof: Composition,Shingle
  • Construction materials: Modular/Prefab,Stucco

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Range,Refrigerator

Bedroom2

  • Area: 90
  • Dimensions: 10 X 9

Bedroom3

  • Area: 81
  • Dimensions: 9 X 9

Bedroom4

  • Area: 132
  • Dimensions: 12 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Area: 80
  • Dimensions: 10 X 8

Features

  • Main Level Primary,Other
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 17 X 13

Master Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00414736030006700
  • Zoning: AR
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Entry location: Entry Level Living Area Y
  • Waterfront features: None

Lot

  • Lot size: 4,356 sqft
  • Features: < 1/4 Acre
  • Lot size dimensions: 0.1033

Parking

  • Total spaces: 6
  • Parking features: Concrete,Driveway,Paver Block
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$308$3,696
Property Taxes $446$5,352
Electricity $197$2,366
Total$2,644$31,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,651/yr
40% on housing$79,320/yr
45% on housing$70,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 33428$239
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33428$341
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$335,000
2019-11-08Listing removed$187,000
2019-10-03Price change$187,000
2019-09-05Listed for sale$195,000
2004-03-19Sold$89,453
2003-01-30Sold$55,000

For Sale by Agent

AgentJuana Consuegra
BrokerageTrueway Realty LLC

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