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39W140 Baert Ln, St Charles, IL, 60175

5beds
4baths
3,977sqft
$749,900
$189price/sqft
$5,747/moest. monthly cost
$229,880/yrincome needed

About This Home

***Multiple offers have been received, calling for highest and best Aug 5th at 5pm****Welcome to this exceptional home, perfectly situated on a private, beautifully landscaped lot with a heated in-ground pool and an incredible backyard built for entertaining. The inviting floor plan features a formal dining room with French doors opening to a stunning family room complete with a dramatic floor-to-ceiling fireplace, custom built-ins, and floor-to-ceiling windows leading to the upper deck overlooking the backyard oasis. The beautifully updated kitchen offers timeless cabinetry, new quartz countertops, a center island with breakfast bar, and a spacious eating area with a bay window showcasing picturesque pool and yard views. A highly desirable first-floor bedroom sits adjacent to a remodeled full bath, making it ideal for guests, in-laws, or multigenerational living, while a dedicated first-floor office provides the perfect work-from-home space or flex room. Upstairs, the luxurious primary suite features an incredible walk-in closet and a spa-inspired bath with heated floors, quartz countertops, dual vanities, a skylight, and an oversized glass-enclosed shower. Three additional bedrooms offer generous closet space and abundant natural light. The finished walk-out basement adds exceptional living space with a stacked stone fireplace, recessed lighting, a full bath, and endless possibilities for entertaining, recreation, or a home gym. Outside, enjoy your own private retreat with a heated in-ground pool featuring an automatic electronic cover, an expansive patio, a built-in gas-start fire pit, and a sprawling backyard with plenty of room to relax or play. Extensively updated for peace of mind, recent improvements include a new A/C (2024), water heater (2024), furnace (2020), remodeled first-floor bath, new roof, gutters, siding, garage doors, quartz kitchen countertops, hardwood flooring throughout the first floor, professional landscaping with newly planted trees and evergreens, plus a new pool liner, sand filter, and updated automatic pool cover components. Ideally located near shopping, dining, parks, and everyday conveniences, this move-in-ready home offers the perfect blend of luxury, functionality, and outdoor living.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

10/10
7/10
Thompson Middle SchoolGrades 6-83.0 mi
7/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,High End Refrigerator,Washer,Dryer,Humidifier
  • Laundry features: Main Level,Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 180
  • Dimensions: 15X12

Bedroom5

  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Features

  • Cathedral Ceiling(s),In-Law Floorplan,1st Floor Full Bath
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Family Room,Basement
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,920
  • Total interior livable area: 3,977 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet),Flooring (Hardwood)
  • Level: Main
  • Area: 342
  • Dimensions: 19X18

Laundry

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 48
  • Dimensions: 8X6

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 285
  • Dimensions: 19X15

Office

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Recreation Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 464
  • Dimensions: 29X16

Storage

  • Level: Basement
  • Area: 341
  • Dimensions: 31X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0825226004
  • Special condition: None
  • Other equipment: Water-Softener Rented,Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Fire Pit

Lot

  • Lot size: 1.33 Acres
  • Features: Landscaped,Mature Trees
  • Lot size dimensions: 126X308X212X390

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Garage,Yes,Garage Owned,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$289$3,468
Property Taxes $1,362$16,344
Electricity $305$3,670
Total$5,747$68,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,040/yr
40% on housing$172,410/yr
45% on housing$153,253/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 60175$236
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60175$211
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2021-01-11Sold$519,000
2021-01-11Pending sale$535,000
2021-01-01Contingent$535,000
2020-11-03Pending sale$535,000
2020-10-15Listed for sale$535,000
2004-07-19Sold$437,000

For Sale by Agent

AgentJoel Halperin
BrokerageCompass

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