




39W140 Baert Ln, St Charles, IL, 60175
About This Home
***Multiple offers have been received, calling for highest and best Aug 5th at 5pm****Welcome to this exceptional home, perfectly situated on a private, beautifully landscaped lot with a heated in-ground pool and an incredible backyard built for entertaining. The inviting floor plan features a formal dining room with French doors opening to a stunning family room complete with a dramatic floor-to-ceiling fireplace, custom built-ins, and floor-to-ceiling windows leading to the upper deck overlooking the backyard oasis. The beautifully updated kitchen offers timeless cabinetry, new quartz countertops, a center island with breakfast bar, and a spacious eating area with a bay window showcasing picturesque pool and yard views. A highly desirable first-floor bedroom sits adjacent to a remodeled full bath, making it ideal for guests, in-laws, or multigenerational living, while a dedicated first-floor office provides the perfect work-from-home space or flex room. Upstairs, the luxurious primary suite features an incredible walk-in closet and a spa-inspired bath with heated floors, quartz countertops, dual vanities, a skylight, and an oversized glass-enclosed shower. Three additional bedrooms offer generous closet space and abundant natural light. The finished walk-out basement adds exceptional living space with a stacked stone fireplace, recessed lighting, a full bath, and endless possibilities for entertaining, recreation, or a home gym. Outside, enjoy your own private retreat with a heated in-ground pool featuring an automatic electronic cover, an expansive patio, a built-in gas-start fire pit, and a sprawling backyard with plenty of room to relax or play. Extensively updated for peace of mind, recent improvements include a new A/C (2024), water heater (2024), furnace (2020), remodeled first-floor bath, new roof, gutters, siding, garage doors, quartz kitchen countertops, hardwood flooring throughout the first floor, professional landscaping with newly planted trees and evergreens, plus a new pool liner, sand filter, and updated automatic pool cover components. Ideally located near shopping, dining, parks, and everyday conveniences, this move-in-ready home offers the perfect blend of luxury, functionality, and outdoor living.
Getting Around
Schools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding,Brick
Notable Dates
- Major remodel year: 2019
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Refrigerator,High End Refrigerator,Washer,Dryer,Humidifier
- Laundry features: Main Level,Gas Dryer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Exterior Entry,Full,Walk-Out Access
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 132
- Dimensions: 12X11
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 156
- Dimensions: 13X12
Bedroom4
- Features: Flooring (Carpet)
- Level: Second
- Area: 180
- Dimensions: 15X12
Bedroom5
- Level: Main
- Area: 168
- Dimensions: 14X12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 195
- Dimensions: 15X13
Features
- Cathedral Ceiling(s),In-Law Floorplan,1st Floor Full Bath
- Window features: Skylight(s)
- Flooring: Hardwood
- Number of fireplaces: 2
- Fireplace features: Gas Log,Family Room,Basement
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,920
- Total interior livable area: 3,977 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet),Flooring (Hardwood)
- Level: Main
- Area: 342
- Dimensions: 19X18
Laundry
- Features: Flooring (Laminate)
- Level: Main
- Area: 48
- Dimensions: 8X6
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 208
- Dimensions: 16X13
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Second
- Area: 285
- Dimensions: 19X15
Office
- Features: Flooring (Hardwood)
- Level: Main
- Area: 144
- Dimensions: 12X12
Recreation Room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 464
- Dimensions: 29X16
Storage
- Level: Basement
- Area: 341
- Dimensions: 31X11
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0825226004
- Special condition: None
- Other equipment: Water-Softener Rented,Ceiling Fan(s),Sump Pump
Features
- Stories: 2
- Pool features: In Ground
- Patio & porch: Deck,Patio
- Exterior features: Fire Pit
Lot
- Lot size: 1.33 Acres
- Features: Landscaped,Mature Trees
- Lot size dimensions: 126X308X212X390
Parking
- Total spaces: 3
- Parking features: Asphalt,Garage Door Opener,Garage,Yes,Garage Owned,Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $289 | $3,468 |
| Property Taxes | $1,362 | $16,344 |
| Electricity | $305 | $3,670 |
| Total | $5,747 | $68,964 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2021-01-11 | Sold | $519,000 |
| 2021-01-11 | Pending sale | $535,000 |
| 2021-01-01 | Contingent | $535,000 |
| 2020-11-03 | Pending sale | $535,000 |
| 2020-10-15 | Listed for sale | $535,000 |
| 2004-07-19 | Sold | $437,000 |
