3N681 Trotter Ln, St Charles, IL, 60175
About This Home
This exceptional 5-bedroom, 5.5-bath residence offers space, flexibility, and resort-style living on a private 1.48-acre lot. The heated 3-car garage features durable epoxy flooring, while inside, soaring cathedral ceilings and custom cabinetry create an impressive, refined feel. The expansive kitchen is anchored by a large granite island, ideal for gathering and entertaining. A versatile first-floor bedroom or office with a full bath provides an ideal in-law or guest suite option. Upstairs, four generously sized bedrooms include the potential for a second primary suite with its own private full bath. The sunroom is a true highlight, complete with heated floors, skylights, and a separate A/C system for year-round comfort. The fully finished walk-out basement expands your living space with a recreation and game room, bar area, bonus room or potential bedroom, full bath, storage room, and even a convenient dog wash station. Step outside to your private backyard retreat, designed for both relaxation and entertaining, featuring multiple decks, a hot tub, an oversized in-ground pool, and a built-in grill-perfectly suited for summer living. Ready for you to move in and enjoy. Make this one yours today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Construction materials: Brick,Cedar,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Microwave,Dishwasher,High End Refrigerator,Disposal,Stainless Steel Appliance(s),Range Hood,Water Purifier Owned,Water Softener Owned,Humidifier,Multiple Water Heaters
- Laundry features: Upper Level,Gas Dryer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Flooring (Carpet),Window Treatments (Curtains/Drapes,Shades)
- Level: Second
- Area: 308
- Dimensions: 14X22
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 196
- Dimensions: 14X14
Bedroom4
- Features: Flooring (Carpet)
- Level: Second
- Area: 144
- Dimensions: 12X12
Bedroom5
- Features: Flooring (Carpet)
- Level: Second
- Area: 143
- Dimensions: 13X11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 169
- Dimensions: 13X13
Exercise Room
- Features: Flooring (Luxury Vinyl)
- Level: Basement
- Area: 140
- Dimensions: 14X10
Family Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 483
- Dimensions: 21X23
Features
- Vaulted Ceiling(s),Wet Bar,1st Floor Bedroom,In-Law Floorplan,1st Floor Full Bath,Walk-In Closet(s)
- Door features: Sliding Doors,Storm Door(s)
- Window features: Skylight(s),Bay Window(s),Garden Window(s)
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Gas Starter,Family Room
- Fireplace: Yes
- Attic: Unfinished
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Steam,Radiant,Sep Heating Systems - 2+,Radiant Floor
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 7,565 sqft
Kitchen
- Features: Kitchen (Island,Custom Cabinetry,Granite Counters),Flooring (Hardwood)
- Level: Main
- Area: 312
- Dimensions: 13X24
Laundry
- Features: Flooring (Ceramic Tile)
- Level: Second
- Area: 48
- Dimensions: 6X8
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 196
- Dimensions: 14X14
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Second
- Area: 252
- Dimensions: 14X18
Other
- Features: Flooring (Tile)
- Level: Main
- Area: 529
- Dimensions: 23X23
Other
- Features: Flooring (Tile)
- Level: Basement
- Area: 360
- Dimensions: 24X15
Storage
- Features: Flooring (Tile)
- Level: Basement
- Area: 391
- Dimensions: 23X17
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0826152003
- Special condition: None
- Other equipment: Water-Softener Owned,Intercom,Ceiling Fan(s),Sump Pump,Sprinkler-Lawn,Radon Mitigation System
Features
- Stories: 2
- Pool features: In Ground
- Patio & porch: Deck,Patio
- Exterior features: Outdoor Grill,Fire Pit
- Has spa: Yes
- Spa features: Outdoor Hot Tub,Indoor Hot Tub
Lot
- Lot size: 1.43 Acres
- Lot size dimensions: 229X336X178X296
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Heated Garage,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,557 | $66,684 |
| Home Insurance * | $424 | $5,088 |
| Property Taxes | $1,996 | $23,952 |
| Electricity | $581 | $6,982 |
| Total | $8,558 | $102,696 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $1,250,000 |
| 2016-08-22 | Sold | $595,000 |
| 2016-05-17 | Pending sale | $595,000 |
| 2016-01-25 | Price change | $599,000 |
| 2016-01-13 | Price change | $615,000 |
| 2015-12-29 | Price change | $625,000 |
| 2015-12-07 | Price change | $650,000 |
| 2015-11-17 | Price change | $675,000 |
| 2015-10-22 | Price change | $699,000 |
| 2015-10-08 | Price change | $725,000 |
| 2015-08-27 | Price change | $750,000 |
| 2015-07-24 | Price change | $777,000 |
| 2015-07-03 | Price change | $799,000 |
| 2015-06-22 | Price change | $825,000 |
| 2015-05-27 | Price change | $850,000 |
| 2015-03-09 | Listed for sale | $875,000 |
| 2015-01-24 | Listing removed | $900,000 |
| 2014-07-24 | Listed for sale | $900,000 |
| 2003-11-20 | Sold | $825,000 |
For Sale by Agent
View on Zillow