1028 West Dr, South Elgin, IL, 60177
About This Home
A rare opportunity to enjoy beautiful river views from this inviting South Elgin ranch. Cozy and comfortable, this 2 bed, 2 bath home offers effortless one level living in a truly special setting with an oversized two car garage perfect for storing kayaks and bikes. A perfect blend of nature, comfort, and everyday ease. Come and enjoy a peaceful backdrop for morning coffee by the water and quiet evenings by the fireplace.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Range Hood,Water Purifier,Gas Cooktop,Gas Oven
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 108
- Dimensions: 12X9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Dimensions: COMBO
Family Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 208
- Dimensions: 13X16
Features
- 1st Floor Bedroom,1st Floor Full Bath,Granite Counters
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Gas Starter,Living Room
- Fireplace: Yes
- Attic: Pull Down Stair
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,040 sqft
Kitchen
- Features: Kitchen (Granite Counters),Flooring (Vinyl)
- Level: Main
- Area: 154
- Dimensions: 11X14
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 30
- Dimensions: 5X6
Living Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 204
- Dimensions: 12X17
Master Bedroom
- Features: Flooring (Carpet)
- Level: Main
- Area: 108
- Dimensions: 12X9
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0902179008
- Special condition: None
- Other equipment: Water-Softener Owned,Sump Pump,Backup Sump Pump;
Features
- Stories: 1
- Patio & porch: Deck
- Fencing: Partial
- Has view: Yes
- View description: Water,Back of Property
- Has water view: Yes
- Water view: Water,Back of Property
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Lot size: 7,000 sqft
- Features: Water Rights,Garden
- Lot size dimensions: 50X139X50X138
Parking
- Total spaces: 2
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,440 | $17,280 |
| Home Insurance * | $109 | $1,308 |
| Property Taxes | $517 | $6,204 |
| Electricity | $130 | $1,569 |
| Total | $2,196 | $26,352 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Contingent | $284,900 |
| 2026-06-22 | Price change | $284,900 |
| 2026-06-04 | Listed for sale | $298,000 |
| 2019-06-14 | Sold | $158,000 |
| 2019-05-09 | Pending sale | $158,000 |
| 2019-05-07 | Listed for sale | $158,000 |
| 2018-01-31 | Listing removed | $175,000 |
| 2018-01-15 | Listed for sale | $175,000 |
| 2017-02-24 | Sold | $130,000 |
| 2017-01-14 | Pending sale | $139,900 |
| 2016-09-12 | Listed for sale | $139,900 |
| 2010-05-12 | Sold | $54,000 |
| 2007-06-19 | Sold | $209,000 |
| 2005-03-30 | Sold | $180,000 |
| 2004-10-01 | Sold | $67,000 |
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