1068 N Camden Ln, South Elgin, IL, 60177
About This Home
Located in the highly sought-after St. Charles School District 303, this 4-bedroom, 3.5-bath home in Sugar Ridge offers a rare opportunity to enjoy premium pond views with no rear neighbors. Situated on a desirable lot backing to a peaceful nature pond, the home features vaulted ceilings, a main-level office, and an open-concept layout designed for both comfort and functionality. The spacious eat-in kitchen with stainless steel appliances flows seamlessly into the family room, while a large deck provides the perfect setting for relaxing or entertaining with scenic water views and staircase to easily access the backyard and patio. The finished walkout basement expands the living space with a generous rec room, full bath, ample storage, and paver brick patio. While the home has been cared for, it presents a fantastic opportunity for buyers to add their personal touch, with updating needed to flooring, carpet, and paint. Windows and the property are being conveyed as-is. Recent updates include a new roof (2024), water heater (2024), and a new lower-level patio door with built-in blinds. A rare find combining privacy, space, and potential!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Other
- Builder model: Churchill
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Disposal,Humidifier
- Laundry features: Gas Dryer Hookup,In Unit
Basement
- Has basement: Yes
- Basement: Finished,Exterior Entry,Rec/Family Area,Storage Space,Full,Walk-Out Access
Bedroom2
- Features: Flooring (Carpet),Window Treatments (Shades)
- Level: Second
- Area: 143
- Dimensions: 11X13
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 132
- Dimensions: 12X11
Bedroom4
- Features: Flooring (Carpet),Window Treatments (Shades)
- Level: Second
- Area: 120
- Dimensions: 12X10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Breakfast Room
- Features: Flooring (Hardwood),Window Treatments (Screens,Shades)
- Level: Main
- Area: 70
- Dimensions: 10X7
Deck
- Level: Main
- Area: 357
- Dimensions: 21X17
Dining Room
- Features: Flooring (Wood Laminate),Window Treatments (Shades)
- Level: Main
- Area: 154
- Dimensions: 14X11
Family Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 210
- Dimensions: 15X14
Features
- Cathedral Ceiling(s)
- Window features: Shades
Foyer
- Features: Flooring (Hardwood)
- Level: Main
- Area: 96
- Dimensions: 12X8
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,218 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space,Breakfast Room,Pantry),Flooring (Hardwood)
- Level: Main
- Area: 80
- Dimensions: 10X8
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 50
- Dimensions: 10X5
Living Room
- Features: Flooring (Wood Laminate),Window Treatments (Shades)
- Level: Main
- Area: 144
- Dimensions: 12X12
Master Bedroom
- Features: Flooring (Carpet),Window Treatments (Shades),Bathroom (Full)
- Level: Second
- Area: 192
- Dimensions: 16X12
Office
- Features: Flooring (Hardwood),Window Treatments (Blinds)
- Level: Main
- Area: 90
- Dimensions: 10X9
Other
- Features: Flooring (Carpet),Window Treatments (ENERGY STAR Qualified Windows)
- Level: Basement
- Area: 1008
- Dimensions: 28X36
Other
- Level: Basement
- Area: 416
- Dimensions: 26X16
Walk In Closet
- Features: Flooring (Carpet)
- Level: Second
- Area: 36
- Dimensions: 6X6
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0903133011
- Special condition: None
- Other equipment: Water-Softener Owned,Ceiling Fan(s),Air Purifier
Features
- Stories: 2
- Patio & porch: Deck,Patio
- Has view: Yes
- View description: Back of Property
- Water view: Back of Property
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 6,621 sqft
- Features: Landscaped
- Lot size dimensions: 76X108X100X45
Parking
- Total spaces: 4
- Parking features: Asphalt,Garage Door Opener,Yes,Other,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,371 | $28,452 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $851 | $10,212 |
| Electricity | $170 | $2,047 |
| Total | $3,572 | $42,864 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $475,000 |
| 2020-09-25 | Sold | $309,000 |
| 2020-08-25 | Pending sale | $299,900 |
| 2020-08-20 | Listed for sale | $299,900 |
| 2018-08-02 | Sold | $286,000 |
| 2007-10-26 | Sold | $324,900 |
| 2000-09-27 | Sold | $231,000 |
| 1995-10-05 | Sold | $183,500 |
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