See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

37W305 Crane Rd, Saint Charles, IL, 60175

4beds
4baths
4,245sqft
$895,000
$211price/sqft
$6,821/moest. monthly cost
$272,840/yrincome needed

About This Home

Nestled on 6.06 breathtaking acres backing directly to LeRoy Oaks, this extraordinary Cape Cod-style estate offers a rare blend of privacy, serenity, and timeless charm. Built in 1988, the property is surrounded by mature trees, vibrant wildflowers, and professionally landscaped grounds that create the feeling of a private retreat tucked away in nature. Located within the highly sought-after St. Charles School District, this one-of-a-kind home delivers peaceful country living while remaining conveniently close to shopping, dining, and local amenities. Inside, the home features approximately 4,250 square feet of beautifully designed living space with 4 bedrooms and 3.5 bathrooms. A dramatic two-story fireplace serves as the centerpiece of the home, creating a warm and inviting atmosphere filled with natural light and stunning views of the surrounding landscape. The spacious family room offers an additional wood-burning fireplace with a gas starter, perfect for cozy evenings year-round. Thoughtfully designed for comfort and efficiency, the home includes separate furnaces and air conditioning systems for each floor, along with well and septic systems. The original owners have made recent updates to provide peace of mind for years to come, including a roof replaced in 2012, two water heaters in 2018, two new furnaces in 2025, and two new air conditioners in 2026. This stunning home is ready for your finishing touches. Whether enjoying quiet mornings surrounded by nature, entertaining guests beneath the canopy of mature trees, or simply taking in the beauty of the professionally maintained grounds, this remarkable property is a true oasis. This property follows the covenants, conditions, and restrictions for Bangs' Crane Road Development. It can not be subdivided!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

10/10
Ferson Creek SchoolGrades PK-51.7 mi
7/10
Thompson Middle SchoolGrades 6-82.0 mi
8/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Crawl Space,Partial

Bedroom2

  • Level: Second
  • Area: 180
  • Dimensions: 15X12

Bedroom3

  • Level: Second
  • Area: 238
  • Dimensions: 17X14

Bedroom4

  • Level: Second
  • Area: 192
  • Dimensions: 16X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 240
  • Dimensions: 16X15

Family Room

  • Level: Main
  • Area: 345
  • Dimensions: 23X15

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,945
  • Total interior livable area: 4,245 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Pantry-Closet)
  • Level: Main
  • Area: 285
  • Dimensions: 19X15

Laundry

  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Living Room

  • Level: Main
  • Area: 285
  • Dimensions: 19X15

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 352
  • Dimensions: 22X16

Study

  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Sun Room

  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0920253007
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 6.06 Acres
  • Lot size dimensions: 374x370x758x714

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$345$4,140
Property Taxes $1,625$19,500
Electricity $326$3,918
Total$6,821$81,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,862/yr
40% on housing$204,630/yr
45% on housing$181,893/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 60175$236
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60175$211
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$895,000
2026-08-10Contingent$895,000
2026-07-30Price change$895,000
2026-07-09Listed for sale$950,000

For Sale by Agent

AgentGrant Montgomery
BrokerageColdwell Banker Realty

Similar Homes