4N675 Old Farm Rd, St Charles, IL, 60175
4beds
6baths
10,024sqft
$1,999,000
$199price/sqft
$15,282/moest. monthly cost
$611,280/yrincome needed
About This Home
Getting Around
3
Car-Dependent0
Very Limited Transit42
Somewhat BikeableSchools
9/10
7/10
8/10
Construction
Condition
- Year built: 2000
Materials
- Construction materials: Brick
Notable Dates
- Major remodel year: 2016
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: High End Refrigerator
Bar Entertainment
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 270
- Dimensions: 18X15
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedroom2
- Features: Flooring (Carpet),Window Treatments (Window Treatments)
- Level: Second
- Area: 320
- Dimensions: 20X16
Bedroom3
- Features: Flooring (Carpet),Window Treatments (Window Treatments)
- Level: Second
- Area: 195
- Dimensions: 15X13
Bedroom4
- Features: Flooring (Carpet),Window Treatments (Window Treatments)
- Level: Second
- Area: 154
- Dimensions: 14X11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
Dining Room
- Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
- Level: Main
- Area: 437
- Dimensions: 23X19
Exercise Room
- Features: Flooring (Other)
- Level: Basement
- Area: 238
- Dimensions: 17X14
Family Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 506
- Dimensions: 23X22
Features
- Cathedral Ceiling(s),Sauna,Open Floorplan,Pantry
- Window features: Skylight(s)
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 10,024 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar),Flooring (Ceramic Tile),Window Treatments (Curtains/Drapes)
- Level: Main
- Area: 378
- Dimensions: 21X18
Kitchen2Nd
- Features: Flooring (Other)
- Level: Basement
- Area: 221
- Dimensions: 17X13
Laundry
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 88
- Dimensions: 11X8
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 182
- Dimensions: 14X13
Master Bedroom
- Features: Flooring (Carpet),Window Treatments (Window Treatments),Bathroom (Full)
- Level: Second
- Area: 340
- Dimensions: 20X17
Recreation Room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 506
- Dimensions: 23X22
Study
- Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
- Level: Main
- Area: 195
- Dimensions: 15X13
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0921203001
- Special condition: List Broker Must Accompany
Features
- Stories: 3
- Has view: Yes
- View description: Front of Property
- Water view: Front of Property
- On waterfront: Yes
Lot
- Lot size: 2.83 Acres
Parking
- Total spaces: 5
- Parking features: Asphalt,Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Tornado
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Flood
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,108 | $121,296 |
| Home Insurance * | $772 | $9,264 |
| Property Taxes | $3,631 | $43,572 |
| Electricity | $771 | $9,252 |
| Total | $15,282 | $183,384 |
Income You'd Need if You Spent...
30% on housingRecommended$611,280/yr
35% on housing$523,954/yr
40% on housing$458,460/yr
45% on housing$407,520/yr
Illinois FAIR Plan Programs
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
$199This listing
vs Other Active Listings
Avg $/sqft
ZIP 60175$236
Kane County$213
vs Homes Sold Last Month
Median $/sqft
ZIP 60175$211
Kane County$207
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-05 | Price change | $2,850,000 |
| 2025-10-14 | Listed for sale | $3,085,000 |
| 2025-06-26 | Sold | $1,315,000 |
| 2025-05-22 | Contingent | $1,490,000 |
| 2025-04-26 | Listed for sale | $1,490,000 |
| 2025-04-12 | Contingent | $1,490,000 |
| 2025-04-03 | Listed for sale | $1,490,000 |
| 2024-01-31 | Sold | $1,165,000 |
| 2023-12-18 | Contingent | $1,195,000 |
| 2023-11-01 | Price change | $1,195,000 |
| 2023-07-25 | Price change | $1,295,000 |
| 2023-06-21 | Listed for sale | $1,395,000 |
| 2018-04-11 | Sold | $930,000 |
| 2018-04-11 | Listed for sale | $989,900 |
| 2018-02-12 | Pending sale | $989,900 |
| 2017-10-31 | Price change | $989,900 |
| 2017-07-18 | Price change | $995,000 |
| 2017-06-10 | Price change | $1,150,000 |
| 2017-01-31 | Listed for sale | $1,395,000 |
| 2016-09-27 | Listing removed | $1,500,000 |
| 2016-02-19 | Listed for sale | $1,500,000 |
| 2015-11-10 | Listing removed | $1,645,000 |
| 2015-07-29 | Sold | $1,035,000 |
| 2014-05-29 | Price change | $1,645,000 |
| 2013-03-12 | Price change | $1,995,000 |
| 2011-07-09 | Listed for sale | $2,175,000 |
| 1999-03-29 | Sold | $322,500 |
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