See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

87 Whittington Crse, St Charles, IL, 60174

4beds
4baths
2,612sqft
$500,000
$191price/sqft
$3,853/moest. monthly cost
$154,120/yrincome needed

About This Home

Welcome to this beautiful 4-bedroom, 3.1-bathroom manor home situated in a serene and picturesque setting. Step inside to discover beautiful hardwood floors that flow throughout the main level. A welcoming foyer opens to the formal living room, offering the perfect space for entertaining or relaxing. Adjacent to the living room is the elegant formal dining room, ideal for hosting family dinners and special occasions. The spacious kitchen features ample cabinetry, granite countertops, stainless steel appliances, and a bright eating area with access to the side patio, making indoor and outdoor dining effortless. Unwind in the stunning Florida room, surrounded by expansive windows that provide abundant natural light and overlook the beautifully manicured backyard. The inviting family room showcases detailed ceilings and offers another wonderful gathering space for family and friends. The second level features a spacious primary suite with private balcony access, a walk-in closet, and an en-suite bathroom. Two additional generously sized bedrooms and a full hall bathroom complete the upper level. The finished lower level expands your living space with an additional family room, a fourth bedroom, a full bathroom, a laundry room, and a large storage area. Additional highlights include a heated garage. Recent updates include new flooring installed approximately 3-4 years ago, a redesigned patio completed in 2022, and lower-level flooring and cabinetry updated approximately seven years ago. This well-maintained home combines timeless charm, thoughtful updates, and generous living space in a truly beautiful setting.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
7/10
Wredling Middle SchoolGrades 6-80.7 mi
7/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Rec/Family Area,Storage Space,Full

Bedroom2

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom4

  • Features: Flooring (Luxury Vinyl)
  • Level: Lower
  • Area: 180
  • Dimensions: 15X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 120
  • Dimensions: 15X8

Eating Area

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 104
  • Dimensions: 13X8

Family Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 255
  • Dimensions: 17X15

Features

  • Storage
  • Door features: Sliding Glass Door(s)
  • Window features: Drapes,Blinds
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 712

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,612
  • Total interior livable area: 2,612 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Granite Counters),Flooring (Hardwood)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes),Bathroom (Full)
  • Level: Second
  • Area: 221
  • Dimensions: 13X17

Other

  • Features: Flooring (Luxury Vinyl)
  • Level: Lower
  • Area: 320
  • Dimensions: 20X16

Sitting Room

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Study

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0923328063
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Patio & porch: Patio
  • Exterior features: Balcony

Lot

  • Lot size dimensions: 68.4 X 25.9 X 85.2 X 24.1 X 15 X 13.5

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$217$2,604
Property Taxes $908$10,896
Electricity $200$2,410
Total$3,853$46,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,102/yr
40% on housing$115,590/yr
45% on housing$102,746/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 60174$266
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60174$249
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$475,000
2026-07-16Listed for sale$500,000
2016-06-07Sold$290,000
2016-05-08Pending sale$299,900
2016-04-16Listed for sale$299,900
2016-04-09Pending sale$299,900
2016-04-07Listed for sale$299,900
2016-03-28Pending sale$299,900
2016-03-18Listed for sale$299,900
2014-05-23Sold$220,000
2011-12-12Sold$186,000
2011-04-05Price change$200,000
2010-10-09Listed for sale$215,000

For Sale by Agent

AgentKari Kohler
BrokerageColdwell Banker Realty

Similar Homes