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13861 Packard Terrace, Delray Beach, FL, 33484

2beds
2baths
1,527sqft
$375,000
$246price/sqft
$3,248/moest. monthly cost
$129,920/yrincome needed

About This Home

BEAUTIFUL lakefront home with recent NEW roof and full IMPACT windows. The updated OPEN kitchen with granite countertops, stainless steel appliances and bi-level island flows into a living room with 2 NEW skylights. Large den with lots of natural light invites you to relax in comfort. Three distinct lanais provide a variety of ways to enjoy the Florida weather. Two of them feature NEW mini-split A/C units and NEW flooring effectively adding extra usable square footage to the home. The modern bathrooms sparkle with NEW glass shower doors. Master bedroom provides closets with CUSTOM wood shelving. Unique to these homes is a separate laundry room that includes a window for natural light, lots of storage space and an A/C vent for comfort. The popcorn FREE ceilings are adorned with crown moldin The popcorn FREE ceilings are adorned with crown molding and remote control ceiling fans. Outdoor patios with beautiful travertine tile will thrill you with stunning sunsets over a gorgeous lake view, framed by meticulously maintained landscaping. It is one of the most private and serene lots in the community. Enjoy a quiet cul de sac with the convenience of nearby shopping, dining, and recreational options. Walk to the pool and active clubhouse.The recent HOA assessment of over $2,800 per household providing for a NEW pool, tennis courts and clubhouse parking lot has already been PAID!!!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
3/10
Carver Middle SchoolGrades 6-81.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Ice Maker,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,Washer Dryer Install Allowed

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Entrance Foyer,Kitchen Island,Main Level Primary,Separate Shower
  • Window features: Skylight(s)
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Attic Fan,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 5,040
  • Total interior livable area: 1,527 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Living Room

  • Level: Main
  • Area: 276
  • Dimensions: 23 X 12

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Property

Details

  • Parcel number: 00424610020060200
  • Zoning: RS

Features

  • Levels: One
  • Stories: 1
  • Entry location: Entry Level Living Area Y
  • Pool features: Association
  • On waterfront: Yes
  • Waterfront features: Canal Front,Lake Front

Lot

  • Lot size: 5,040 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$573$6,876
Property Taxes $582$6,984
Electricity $197$2,366
Total$3,248$38,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,360/yr
40% on housing$97,440/yr
45% on housing$86,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 33484$156
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33484$297
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$375,000
2026-03-31Price change$389,900
2026-03-10Price change$399,900
2026-02-25Price change$409,900
2026-02-05Price change$419,900
2026-01-12Price change$424,900
2025-12-15Listed for sale$439,900
2018-07-31Sold$230,000
2010-02-17Sold$130,000

For Sale by Agent

AgentSteven T Koleno
BrokerageBeycome of Florida LLC

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