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4838 Charlton Way, Delray Beach, FL, 33445

4beds
4baths
3,498sqft
$3,200,000
$915price/sqft
$21,562/moest. monthly cost
$862,480/yrincome needed

About This Home

Situated on a rare 3.4-acre residential parcel in Delray Beach, this property offers privacy, space, and flexibility, minutes from the beach and downtown Atlantic Avenue. The single-family residence features 4 bedrooms and 3.5 bathrooms, 3,498 sq ft under air, real wood floors, a wood-burning fireplace, gas stove, dual primary suites (one on the first floor), office, loft, separate laundry room, and locking storage area. Interior systems include a central vacuum, water softener with reverse osmosis filtration, and full hurricane protection. Outdoor amenities include a pool, gazebo, covered patio with French doors, balcony, fruit trees, a fenced residential area, and a boat house with electric and water. No HOA. Future redevelopment potential for up to 17 single-family homes.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
3/10
Carver Middle SchoolGrades 6-81.4 mi
5/10
Atlantic High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1986

Materials

  • Roof: Composition,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Rustic,Traditional,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Free-Standing Freezer,Disposal,Gas Range,Gas Water Heater,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,Laundry Closet

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 12 X 14

Bedroom3

  • Level: Upper
  • Area: 140
  • Dimensions: 14 X 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Den

  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Family Room

  • Level: Main
  • Area: 380
  • Dimensions: 20 X 19

Features

  • Built-in Features,Breakfast Area,Closet Cabinetry,Central Vacuum,Dual Sinks,Family/Dining Room,Garden Tub/Roman Tub,High Ceilings,Jetted Tub,Kitchen Island,Multiple Primary Suites,Multiple En Suite Bathrooms,Storage,Separate Shower,Upper Level Primary,Bar,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 5,633
  • Total interior livable area: 3,498 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 13 X 12

Living Room

  • Level: Main
  • Area: 333040
  • Dimensions: 1810 X 184

Master Bedroom

  • Level: Upper
  • Area: 304
  • Dimensions: 16 X 19

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00424612000003120
  • Zoning: RS
  • Special condition: Standard,Listed As-Is

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Entry Level Living Area Y
  • Private pool: Yes
  • Pool features: Concrete,In Ground,Pool Equipment
  • Patio & porch: Deck,Open,Patio,Porch,Screened,Balcony
  • Exterior features: Balcony,Outdoor Living Area
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden,Pool
  • Waterfront features: None

Lot

  • Lot size: 3.40 Acres
  • Features: Fruit Trees,Many Trees,Sprinklers Automatic,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Attached,Circular Driveway,Carport,Detached Carport,Garage,Open,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,180$194,160
Home Insurance *$742$8,904
Property Taxes $4,288$51,456
Electricity $352$4,224
Total$21,562$258,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$739,268/yr
40% on housing$646,860/yr
45% on housing$574,986/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$915This listing

vs Other Active Listings

Avg $/sqft

ZIP 33445$238
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33445$356
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$3,200,000
2026-04-17Price change$3,400,000
2026-03-11Price change$3,700,000
2026-01-18Listed for sale$3,900,000
2025-12-26Listing removed$3,995,000
2025-08-04Listed for sale$3,995,000
1989-07-01Sold$46,800

For Sale by Agent

AgentJulian Simon Soffer
BrokerageKeller Williams Realty Boca Raton

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