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307 Illinois Ave, St Charles, IL, 60174

5beds
3baths
2,654sqft
$789,900
$298price/sqft
$5,975/moest. monthly cost
$239,000/yrincome needed

About This Home

Welcome to The Victorian Fox, a beautifully restored and highly recognizable historic property in the heart of downtown St. Charles. Once home to the Caldwell family, owners of the longtime local staple Caldwell Meat Market, this iconic residence blends rich local history with modern comfort and investment potential. Currently operating as a proven and successful short term rental, The Victorian Fox offers a rare opportunity for seasoned investors or those looking to enter the STR market with an established brand already in place. The property comfortably sleeps up to 12 guests and has become a sought after destination for wedding weekends, bridal showers, family gatherings, dinner parties, cocktail events, and more. Meticulously restored in partnership with a local architect, builder, and the historic preservation committee, the home showcases timeless character alongside thoughtful updates. Improvements include a rebuilt architecturally relevant front porch, restored original woodwork and shingles, new LP siding, updated exterior doors, SPACEPAK air conditioning system, custom gas fireplace, updated appliances, restored hardwood floors, and more. The third floor attic bedroom features vaulted ceilings and new carpeting. A detached flex space adds even more versatility and can easily function as a private office, workout studio, art studio, speakeasy, creative space, or whatever fits your vision. The professionally designed space features heated floors, radiant heat, air conditioning, and endless possibilities. Located just steps from downtown St. Charles favorites including Pollyanna Brewery, the Arcada Theatre, shopping, dining, and the anticipated Whole Foods development, this property delivers unmatched visibility and walkability. The home can also be sold fully furnished with future bookings in place, allowing for immediate income potential and a seamless transition for new ownership. Whether you're looking for a one of a kind residence, an income producing investment, or both, The Victorian Fox is truly a rare offering.

Getting Around

90
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

8/10
7/10
Wredling Middle SchoolGrades 6-82.1 mi
7/10

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Disposal,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 165
  • Dimensions: 15X11

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 117
  • Dimensions: 13X9

Bedroom5

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Third
  • Area: 216
  • Dimensions: 18X12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Features

  • Cathedral Ceiling(s),Built-in Features
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Heating & Cooling

  • Heating features: Steam,Radiant Floor
  • Cooling features: Central Air,Small Duct High Velocity

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,654 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Ceramic Tile),Window Treatments (Blinds)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 330
  • Dimensions: 30X11

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds),Bathroom (Full)
  • Level: Second
  • Area: 154
  • Dimensions: 14X11

Office

  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0934202002
  • Special condition: None
  • Other equipment: Water-Softener Owned,TV Antenna,Ceiling Fan(s)

Features

  • Stories: 3
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub

Lot

  • Lot size: 5,009 sqft
  • Lot size dimensions: 50 X 100

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$343$4,116
Property Taxes $1,434$17,208
Electricity $204$2,449
Total$5,975$71,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,857/yr
40% on housing$179,250/yr
45% on housing$159,333/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 60174$264
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60174$249
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Contingent$749,900
2026-08-04Price change$749,900
2026-06-26Listed for sale$789,900
2024-09-23Listing removed$525,000
2024-07-24Price change$525,000
2024-06-29Listed for sale$544,000
2024-06-28Listing removed--
2024-06-20Listed for sale$549,000
2012-05-31Sold$248,000
2012-03-24Listed for sale$269,900
2002-11-14Sold$161,000
2000-07-14Sold$152,000
1998-12-10Sold$152,000

For Sale by Agent

AgentChris Wallace
Brokerage@properties Christie's International Real Estate

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