220 S 1st St, Elburn, IL, 60119
About This Home
Welcome home to this charming ranch nestled in the heart of downtown Elburn, where small-town living meets everyday convenience. This inviting 3 bedroom home features a unique additional attic space, perfect for a primary suite (4th bedroom), guest room, home office, or private getaway. The spacious living room is warm and welcoming, highlighted by a cozy fireplace that creates the perfect gathering space for family and friends. The kitchen offers plenty of functionality and includes a comfortable dining area ideal for everyday meals and entertaining. Step outside and enjoy the fully fenced backyard, offering plenty of space for pets, play, gardening, or outdoor gatherings. In the front, you'll fall in love with the adorable porch-an ideal spot to enjoy your morning coffee, unwind in the evening, or simply take in the friendly neighborhood atmosphere. Located just minutes from downtown Elburn, you'll appreciate the walkable location, local shops, community events, and the genuine small-town charm that makes this community so special. Whether you're looking for your first home, downsizing, or seeking a peaceful place to call your own, this delightful ranch offers character, comfort, and a wonderful lifestyle in one of Elburn's most desirable locations.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Washer,Dryer
Basement
- Basement: None
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 132
- Dimensions: 12X11
Bedroom3
- Features: Flooring (Carpet)
- Level: Main
- Area: 108
- Dimensions: 12X9
Bedroom4
- Features: Flooring (Carpet)
- Level: Second
- Area: 165
- Dimensions: 11X15
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 198
- Dimensions: 11X18
Features
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 0
- Total interior livable area: 1,823 sqft
Kitchen
- Features: Kitchen (Galley),Flooring (Vinyl)
- Level: Main
- Area: 108
- Dimensions: 12X9
Living Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 294
- Dimensions: 14X21
Master Bedroom
- Features: Flooring (Carpet)
- Level: Main
- Area: 154
- Dimensions: 11X14
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1105155007
- Special condition: Exceptions-Call List Office
- Other equipment: Ceiling Fan(s)
Features
- Stories: 1
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 7,777 sqft
- Features: Corner Lot
- Lot size dimensions: 77x101x77x101
Parking
- Total spaces: 2
- Parking features: Concrete,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,795 | $21,540 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $644 | $7,728 |
| Electricity | $140 | $1,682 |
| Total | $2,727 | $32,724 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Listed for sale | $349,999 |
| 2026-08-12 | Listing removed | $355,000 |
| 2026-07-22 | Listed for sale | $355,000 |
| 2026-07-22 | Listing removed | $355,000 |
| 2026-07-08 | Listed for sale | $355,000 |
| 2026-07-08 | Listing removed | $375,000 |
| 2026-06-24 | Listed for sale | $375,000 |
| 2026-06-24 | Listing removed | $375,000 |
| 2026-06-11 | Listed for sale | $375,000 |
| 2009-08-06 | Sold | $114,000 |
| 1998-10-07 | Sold | $109,000 |
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