




431 Oakwood Dr, Geneva, IL, 60134
About This Home
**Multiple offers received, highest and best due by 1:00pm on Monday, August 3rd** From the moment you arrive, 431 Oakwood Drive will charm your heart. Beautiful hardwood floors flow throughout much of the main level, where an inviting living room with a fireplace and large picture window creates a warm and welcoming gathering space. The updated kitchen features custom cabinetry, quartzite countertops, stainless steel appliances and a stylish tile backsplash, while a separate beautifully paneled flex space offers options as a home office, formal dining room or den. The full bath was updated in 2019 and recently refreshed and the screened porch provides the perfect spot to enjoy your morning coffee or unwind on warm summer evenings. Outside, the fully fenced backyard has been professionally landscaped for year-round beauty and privacy, with a newer patio/walkway and thoughtful improvements that make outdoor living easy. The full basement includes a refreshed laundry area with flooring, utility sink, shower and washer and dryer, while the remaining unfinished space offers abundant storage or the opportunity to expand your living area. A one-car garage and additional driveway with carport add everyday convenience. Located just blocks from Harrison Street Elementary, the Fox River and miles of scenic walking and biking trails, this home also puts you minutes from downtown Geneva's restaurants, boutiques, coffee shops and Metra station. Recent improvements include a new roof, gutters and soffits (2021), HVAC and water heater (2022), making this a truly move-in ready home in one of Geneva's most desirable locations. 431 Oakwood is the home you'll love to call your own.
Getting Around
Schools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s),Humidifier
Basement
- Has basement: Yes
- Basement: Unfinished,Full
Bedroom2
- Features: Flooring (Hardwood)
- Level: Main
- Area: 132
- Dimensions: 12X11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 168
- Dimensions: 14X12
Features
- 1st Floor Bedroom,1st Floor Full Bath
- Window features: Screens
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Attached Fireplace Doors/Screen,Gas Log,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 960 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Island,Custom Cabinetry),Flooring (Hardwood)
- Level: Main
- Area: 154
- Dimensions: 14X11
Laundry
- Features: Flooring (Other)
- Level: Basement
- Area: 90
- Dimensions: 10X9
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 294
- Dimensions: 21X14
Master Bedroom
- Features: Flooring (Hardwood)
- Level: Main
- Area: 156
- Dimensions: 13X12
Screened Porch
- Features: Flooring (Other)
- Level: Main
- Area: 240
- Dimensions: 20X12
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1202326015
- Special condition: None
- Other equipment: Ceiling Fan(s),Sump Pump,Radon Mitigation System
Features
- Stories: 1
- Patio & porch: Screened
- Fencing: Fenced
Lot
- Lot size: 10,297 sqft
- Features: Mature Trees
Parking
- Total spaces: 5
- Parking features: Concrete,Garage Door Opener,Carport,Yes,Garage Owned,Attached,Driveway,Owned,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $744 | $8,928 |
| Electricity | $130 | $1,569 |
| Total | $3,096 | $37,152 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2021-07-02 | Sold | $265,000 |
| 2021-06-14 | Contingent | $249,900 |
| 2021-06-11 | Listed for sale | $249,900 |
| 2000-12-04 | Sold | $172,000 |
| 1996-05-23 | Sold | $137,000 |
For Sale by Agent
