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120 Caroline Ct, Geneva, IL, 60134

8beds
4baths
--sqft
$799,000
--price/sqft
$5,911/moest. monthly cost
$236,440/yrincome needed

About This Home

**OUTSTANDING LOCATION AT GENEVA EAST SIDE **3 OF THE 4 UNITS HAVE BEEN REHABBED OVER THE LAST 8 YEARS***NEW COMMON AREA CARPETING 2026**NEWER (2024) BRICK WALKWAY IN FRONT INCLUDING STOOP**REAR STOOP REPLACED 2022**UNITS HAVE SEPARATE UTILITIES AND LOCKERS IN THE BASEMENT. EACH UNIT HAS CENTRAL AIR AND GAS HEAT.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

9/10
7/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Brick,Clad Trim

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 4

Heating

  • Heating features: Natural Gas,Forced Air

Property

Details

  • Parcel number: 1202451023
  • Zoning: MULTI
  • Special condition: None
  • Other equipment: TV-Cable,Sump Pump

Lot

  • Features: Cul-De-Sac,Irregular Lot
  • Lot size dimensions: 80 X 145 X 110 X 168

Parking

  • Total spaces: 7
  • Parking features: Unassigned,Yes,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$290$3,480
Property Taxes $1,451$17,412
Electricity $130$1,569
Total$5,911$70,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,662/yr
40% on housing$177,330/yr
45% on housing$157,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60134$306
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60134$242
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2018-12-08Sold$400,000
2018-11-07Pending sale$425,000
2018-10-25Listed for sale$425,000
2014-12-31Sold$330,000

For Sale by Agent

AgentEnrique Aguilar, ABR,SFR
BrokerageRE/MAX Horizon

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