See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

622 Illinois St, Geneva, IL, 60134

2beds
2baths
1,110sqft
$384,900
$347price/sqft
$2,915/moest. monthly cost
$116,600/yrincome needed

About This Home

Beautifully updated 2-bedroom, 1.5-bath home in a quiet, desirable neighborhood just under one mile from downtown Geneva, with nearby walking paths and easy access to the Fox River, and just over one mile to the Geneva Metra Station. Blending modern updates with original charm, the home features hardwood floors throughout, a grand dining room with built-in shelving, exposed brick column showing in the living and dining areas, and is updated throughout the home. The kitchen offers quartz countertops, ceiling-height cabinetry, and a French-style patio door leading to the deck. Extensive recent improvements provide peace of mind and comfort, including all new energy-efficient windows and a back door all with a black exterior for a fresh, updated look. Additional updates include a new EV charger, 2023 furnace and A/C with smart thermostat, and a 2023 radon mitigation system. Plumbing has been upgraded with galvanized pipes replaced by copper, and major infrastructure improvements include a city replacement of the lead water service line and sewer line at the street. Main-level additions include a newly added half bath and also a convenient laundry area with a new all-in-one washer and dryer. Exterior improvements include a 6-foot privacy fence installed in 2025, and freshly scraped and painted front porch and garage. Enjoy outdoor living on the deck or relax in the enclosed front porch, surrounded by a beautiful magnolia tree and flower gardens. Combining an exceptional location, modern updates, added functionality, major infrastructure improvements, and beautiful outdoor spaces, this home offers the complete package in one of Geneva's most sought-after neighborhoods.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

9/10
9/10
7/10

Construction

Condition

  • Year built: 1931

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 81
  • Dimensions: 9X9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds,Curtains/Drapes)
  • Level: Main
  • Area: 187
  • Dimensions: 17X11

Enclosed Porch

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 85
  • Dimensions: 17X5

Features

  • Window features: Skylight(s),Blinds,Drapes
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,110 sqft

Kitchen

  • Features: Flooring (Hardwood),Window Treatments (Blinds,Curtains/Drapes)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 16
  • Dimensions: 4X4

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds,Curtains/Drapes)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds,Curtains/Drapes)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1203133012
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 1.5
  • Parking features: Concrete,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$140$1,680
Property Taxes $699$8,388
Electricity $130$1,569
Total$2,915$34,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,942/yr
40% on housing$87,450/yr
45% on housing$77,733/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 60134$313
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60134$242
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-09-12Sold$303,500
2024-08-11Contingent$310,000
2024-08-10Price change$310,000
2024-07-26Price change$315,000
2024-07-19Price change$320,000
2024-07-12Listed for sale$325,000
2022-11-15Sold$270,000
2022-09-25Contingent$270,000
2022-09-22Listed for sale$270,000
2022-09-22Listing removed--
2022-09-12Listed for sale$280,000
2020-11-09Sold$221,000
2020-09-25Listed for sale$229,000
2017-12-19Sold$190,000
2017-10-30Pending sale$199,990
2017-10-18Price change$199,990
2017-09-20Price change$204,990
2017-09-15Price change$209,990
2017-09-04Price change$214,900
2017-08-23Listed for sale$219,900
2004-09-02Sold$211,000
2003-09-25Sold$198,500
2001-09-05Sold$170,000
1998-04-03Sold$124,500

For Sale by Agent

AgentSarah Reed
BrokerageHomeSmart Connect LLC

Similar Homes