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1211 James St, Geneva, IL, 60134

3beds
2baths
1,609sqft
$640,000
$398price/sqft
$4,760/moest. monthly cost
$190,400/yrincome needed

About This Home

Welcome to 1211 James Street - a rare opportunity to own a charming and meticulously maintained ranch-style home in one of Geneva's most sought-after neighborhoods. Perfectly situated just blocks from the heart of downtown Geneva, this inviting residence offers the best of both convenience and tranquility-ideal for those seeking a vibrant lifestyle with boutique shopping, award-winning restaurants, and scenic riverfront just moments away. From the moment you step inside, you'll be captivated by the warmth and natural light that fills the home. Gleaming hardwood floors flow throughout, enhancing the open and airy feel of the space. The spacious living room is anchored by a beautifully crafted fireplace-perfect for cozy fall evenings or relaxed gatherings with friends and family. Bathed in natural light, a distinguished den or home office graces this residence-designed to serve a multitude of purposes with style and versatility. The kitchen features sleek stainless steel appliances, offering both style and functionality for the modern cook. Adjacent to the dining area, sliding doors lead to a generous entertainer's deck-ready for alfresco dinners, weekend barbecues, or simply enjoying the peaceful ambiance of your private backyard, which is brimming with potential for gardening, play, or even future expansion. This lovingly cared-for home boasts a newer roof, ensuring peace of mind for years to come. A partial basement provides additional storage or flex space to make your own. Full of timeless charm and thoughtful updates, 1211 James is more than just a house-it's a place to call home. Don't miss your chance to own this gem in the heart of Geneva!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

9/10
9/10
7/10

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Vinyl Siding,Stone

Notable Dates

  • Major remodel year: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Crawl Space,Partial

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 99
  • Dimensions: 9X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,609 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Hardwood)
  • Level: Main
  • Area: 220
  • Dimensions: 10X22

Laundry

  • Level: Basement
  • Area: 154
  • Dimensions: 11X14

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 299
  • Dimensions: 13X23

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full)
  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Recreation Room

  • Level: Basement
  • Area: 351
  • Dimensions: 13X27

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1203306011
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2.5
  • Parking features: Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$232$2,784
Property Taxes $1,162$13,944
Electricity $130$1,569
Total$4,760$57,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,200/yr
40% on housing$142,800/yr
45% on housing$126,933/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 60134$309
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60134$242
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$649,000
2026-04-20Contingent$649,000
2026-04-09Listed for sale$649,000
2026-02-13Listing removed$679,000
2025-12-15Price change$679,000
2025-09-20Listed for sale$710,000
2005-09-19Sold$423,000
2005-03-18Sold$283,000

For Sale by Agent

AgentSam Lang
Brokerage@properties Christie's International Real Estate

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