120 N Pine St, Geneva, IL, 60134
About This Home
Welcome to 120 N Pine in the heart of Geneva! Offering nearly 3,000 square feet of beautifully maintained living space, this spacious 5-bedroom, 2.5-bath home combines timeless charm with everyday comfort in an unbeatable location. Just moments from Downtown Geneva, Geneva High School, shopping, dining, parks, and everything Geneva has to offer, you'll love the convenience of this sought-after neighborhood. Step inside to find bright, sun-filled rooms enhanced by fresh interior paint and an inviting floor plan designed for both everyday living and entertaining. The oversized family room is truly the heart of the home, featuring a cozy fireplace, expansive windows that flood the space with natural light, and plenty of room for gathering with family and friends. The generous eat-in kitchen offers abundant cabinet and counter space and flows seamlessly into the formal dining room for larger meals and special occasions. The main level also provides exceptional flexibility with a first-floor bedroom, a dedicated office that can easily serve as a fifth bedroom if desired, and a full bath-ideal for guests, multi-generational living, or working from home. Upstairs, you'll find three generously sized bedrooms, each offering ample closet space and room to grow. A second full bathroom serves the upper level, along with additional storage space to keep everything organized. The finished basement expands your living options even further, making it the perfect recreation room, media room, home gym, playroom, or additional entertaining space. The laundry room is conveniently located on this level, providing extra functionality while leaving the main living areas uncluttered. Outside, the nearly half-acre lot is a rare find in such a prime location. The fully fenced backyard offers an incredible amount of space for pets, play, gardening, or hosting summer gatherings. Car enthusiasts, hobbyists, and anyone in need of extra storage will appreciate the oversized 3-car tandem garage, complete with stairs leading to additional attic storage above. This exceptional home offers the perfect combination of space, flexibility, and location-all in one of Geneva's most desirable neighborhoods. Move in and enjoy everything this wonderful property has to offer while making it your own.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Aluminum Siding,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dishwasher,Refrigerator,Washer,Dryer,Cooktop,Gas Water Heater
- Laundry features: Laundry Chute
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Level: Main
- Area: 144
- Dimensions: 12X12
Bedroom3
- Level: Second
- Area: 462
- Dimensions: 33X14
Bedroom4
- Level: Second
- Area: 192
- Dimensions: 16X12
Bedroom5
- Level: Second
- Area: 195
- Dimensions: 15X13
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 168
- Dimensions: 14X12
Features
- 1st Floor Bedroom,1st Floor Full Bath
- Flooring: Carpet,Wood
- Number of fireplaces: 1
- Fireplace features: Gas Starter,Family Room
- Fireplace: Yes
- Finished area below ground: 1,598
Heating & Cooling
- Heating features: Natural Gas,Steam
- Cooling features: Central Air
Interior Area
- Total structure area: 1,598
- Total interior livable area: 2,948 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space),Flooring (Luxury Vinyl)
- Level: Main
- Area: 264
- Dimensions: 24X11
Laundry
- Level: Basement
- Area: 238
- Dimensions: 17X14
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 294
- Dimensions: 21X14
Master Bedroom
- Level: Main
- Area: 195
- Dimensions: 15X13
Recreation Room
- Level: Basement
- Area: 378
- Dimensions: 27X14
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1204285007
- Special condition: None
- Other equipment: Ceiling Fan(s),Radon Mitigation System
Features
- Stories: 2
Lot
- Lot size: 0.45 Acres
Parking
- Total spaces: 3
- Parking features: Concrete,Garage Door Opener,Tandem,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,982 | $35,784 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $1,071 | $12,852 |
| Electricity | $226 | $2,720 |
| Total | $4,493 | $53,916 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $589,900 |
| 2026-07-09 | Listed for sale | $610,000 |
| 2006-05-17 | Sold | $375,000 |
| 2002-08-09 | Sold | $315,000 |
For Sale by Agent
View on Zillow