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40 SE 13th Street #A3, Boca Raton, FL, 33432

1beds
1baths
754sqft
$112,000
$149price/sqft
$936/moest. monthly cost
$37,440/yrincome needed

About This Home

Discover comfort & convenience in this charming 1bdrm, 1bath 1st floor condo, ideally located in Palm Royal Apts, just minutes from Downtown Boca Raton, the beach, & top shopping. With 754 sq ft of thoughtfully designed living space, this home features an updated kitchen, an open-concept living & dining area, & 2 energy-efficient mini split A/C units to keep you cool year round. The spacious bdrm opens to a private screened-in patio, complete w/ roll-down shutters. Additional highlights include in-unit washer & dryer, storage space, partial impact glass, & easy ground-floor access. Fantastic amenities include a sparkling pool, shuffleboard courts, & a clubhouse for social gatherings and events. Don't miss this opportunity to enjoy low-maintenance living in a prime Boca Raton location.

Getting Around

64
WalkingSomewhat Walkable
40
TransitSome Transit
75
BikeVery Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1968

Materials

  • Roof: Built-Up
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Disposal,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Area: 64
  • Dimensions: 8 X 8

Features

  • Built-in Features,Breakfast Area,Closet Cabinetry,Main Level Primary,Tub Shower
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 754
  • Total interior livable area: 754 sqft

Kitchen

  • Level: First
  • Area: 56
  • Dimensions: 8 X 7

Living Room

  • Level: First
  • Area: 208
  • Dimensions: 16 X 13

Master Bedroom

  • Level: First
  • Area: 180
  • Dimensions: 12 X 15

Property

Details

  • Parcel number: 06434730220010030
  • Zoning: R4(cit
  • Special condition: Short Sale,Listed As-Is

Features

  • Levels: Multi/Split
  • Entry location: Entry Level Living Area Y
  • Pool features: Association
  • Patio & porch: Patio,Screened
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Other
  • Waterfront features: None

Parking

  • Total spaces: 1
  • Parking features: Assigned,Guest
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Coastal Flooding
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $566$6,792
Home Insurance *$57$684
Property Taxes $116$1,392
Electricity $197$2,366
Total$936$11,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,091/yr
40% on housing$28,080/yr
45% on housing$24,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 33432$960
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33432$996
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-23Price change$112,000
2025-10-20Price change$99,900
2025-10-09Price change$140,000
2025-09-23Listed for sale$164,900
2025-07-18Listing removed$164,900
2025-07-10Listed for sale$164,900
2009-09-04Sold$55,000
2000-05-24Sold$30,000

For Sale by Agent

AgentBrian Bahn
BrokerageLang Realty/ BR

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