921 Ray St, Geneva, IL, 60134
About This Home
PERFECTLY POSITIONED in one of DOWNTOWN GENEVA'S most coveted locations, this impeccably updated residence blends timeless elegance with modern luxury. Custom plantation shutters, three gas fireplaces, and beautifully renovated baths showcase the exceptional quality found throughout. A grand foyer welcomes guests into the sophisticated living room anchored by a stunning fireplace, while the formal dining room provides an elegant setting for entertaining. Rich custom built-ins define the private library, and a main-level bedroom with a full bath offers ideal accommodations for guests, extended family, or a refined home office. The thoughtfully redesigned gourmet kitchen features custom cabinetry, stainless steel appliances, and exceptional craftsmanship. The heart of the home is the breathtaking four-season room, where a dramatic fireplace creates an inviting space to gather and enjoy every season! The primary suite is a true retreat, reimagined to include a spa-inspired bath with a soaking tup, oversized walk-in shower, expansive custom walk-in closet, and a private laundry area for everyday convenience. Two additional bedrooms share a beautifully updated bath, while generous storage throughout reflects the home's thoughtful design. The finished lower level offers remarkable versatility with a spacious recreation room, second kitchen, abundant storage, additional laundry hookups, and direct access to outside. Surrounded by mature landscaping, the backyard is designed for effortless outdoor living, featuring a spacious paver patio with a built-in grill for unforgettable gatherings. Just moments from Geneva's award-winning restaurants, boutique shopping, scenic riverwalk, Metra station, and highly acclaimed schools, this extraordinary home offers a rare opportunity to enjoy luxury living in one of the Fox Valley's most desirable neighborhoods!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1966
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Wine Refrigerator,Oven,Range Hood,Humidifier
- Laundry features: Upper Level,Multiple Locations
Basement
- Has basement: Yes
- Basement: Finished,Exterior Entry,Full
Bedroom2
- Features: Flooring (Carpet),Window Treatments (Plantation Shutters)
- Level: Second
- Area: 240
- Dimensions: 15X16
Bedroom3
- Features: Flooring (Carpet),Window Treatments (Plantation Shutters)
- Level: Second
- Area: 255
- Dimensions: 15X17
Bedroom4
- Features: Flooring (Carpet),Window Treatments (Plantation Shutters)
- Level: Main
- Area: 156
- Dimensions: 12X13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 208
- Dimensions: 13X16
Family Room
- Features: Flooring (Hardwood),Window Treatments (Plantation Shutters)
- Level: Main
- Area: 299
- Dimensions: 13X23
Features
- 1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Walk-In Closet(s),Bookcases
- Window features: Screens,Skylight(s)
- Flooring: Hardwood,Laminate
- Number of fireplaces: 3
- Fireplace features: Gas Log,Family Room,Living Room,Other
- Fireplace: Yes
- Attic: Unfinished
- Finished area below ground: 976
Foyer
- Level: Main
- Area: 192
- Dimensions: 12X16
Heating & Cooling
- Heating features: Natural Gas,Forced Air,Baseboard
- Cooling features: Central Air
Interior Area
- Total structure area: 4,331
- Total interior livable area: 3,355 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet,Custom Cabinetry,Granite Counters),Flooring (Hardwood)
- Level: Main
- Area: 304
- Dimensions: 16X19
Kitchen2Nd
- Level: Basement
- Area: 486
- Dimensions: 18X27
Laundry
- Level: Second
- Area: 42
- Dimensions: 6X7
Living Room
- Features: Flooring (Carpet),Window Treatments (Plantation Shutters)
- Level: Main
- Area: 330
- Dimensions: 15X22
Master Bedroom
- Features: Flooring (Carpet),Window Treatments (Plantation Shutters),Bathroom (Full,Double Sink)
- Level: Second
- Area: 221
- Dimensions: 13X17
Other
- Features: Flooring (Porcelain Tile)
- Level: Main
- Area: 240
- Dimensions: 12X20
Play Room
- Level: Basement
- Area: 580
- Dimensions: 20X29
Walk In Closet
- Level: Second
- Area: 208
- Dimensions: 13X16
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1210303002
- Special condition: None
- Other equipment: Ceiling Fan(s),Fan-Whole House,Sump Pump,Radon Mitigation System
Features
- Stories: 1
- Patio & porch: Patio
Lot
- Features: Landscaped,Mature Trees
- Lot size dimensions: 100X196X100X296
Parking
- Total spaces: 2
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $436 | $5,232 |
| Property Taxes | $2,180 | $26,160 |
| Electricity | $258 | $3,096 |
| Total | $8,941 | $107,292 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $1,100,000 |
| 2026-07-18 | Listed for sale | $1,200,000 |
| 2012-06-26 | Sold | $475,000 |
| 2012-01-13 | Price change | $550,000 |
| 2011-06-18 | Price change | $575,000 |
| 2010-10-22 | Listed for sale | $600,000 |
For Sale by Agent
View on Zillow