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308 SPRUCE Street, Boynton Beach, FL, 33426

4beds
4baths
1,920sqft
$485,000
$253price/sqft
$3,609/moest. monthly cost
$144,360/yrincome needed

About This Home

Welcome to this beautifully maintained and RARELY AVAILABLE 4 bedroom 3 1/2 bathroom townhome with a one car garage, located in the desirable gated community of Cedar Ridge Estates in Boynton Beach. Designed with both comfort and functionality in mind, the fully remodeled first floor features an updated kitchen with new stainless steel appliances, a spacious living and dining area, a separate family room and convenient half bath and dedicated laundry room., and Tesla charger. Step outside to your private patio and unwind while enjoying peaceful lake views. Upstairs, you will find all four bedrooms, including a spacious primary suite with a walk in closet and large en suite bath,. A second bedroom also features its own en-suite bath, while the remaining two bedroom share a full bathroom.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

2/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Roof: Spanish Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Lower Level,In Unit

Bedroom2

  • Area: 144
  • Dimensions: 12 X 12

Bedroom3

  • Area: 121
  • Dimensions: 11 X 11

Bedroom4

  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 12
  • Main level bedrooms: 3

Features

  • Built-in Features,Bathtub,Dual Sinks,Garden Tub/Roman Tub,Kitchen Island,Living/Dining Room,Pantry,Soaking Tub,Separate Shower,Stacked Bedrooms,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,294
  • Total interior livable area: 1,920 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16 X 14

Master Bedroom

  • Level: Upper
  • Area: 240
  • Dimensions: 16 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 08434509240000500
  • Zoning: PUD (city)
  • Special condition: Standard
  • Other equipment: Other

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Private pool: Yes
  • Pool features: Private,Association
  • Patio & porch: Patio
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 2,805 sqft
  • Features: Sprinklers Automatic,< 1/4 Acre

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$215$2,580
Property Taxes $745$8,940
Electricity $197$2,366
Total$3,609$43,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,737/yr
40% on housing$108,270/yr
45% on housing$96,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 33426$167
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33426$243
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$485,000
2026-07-20Listed for sale$515,000
2023-06-06Sold$432,000
2023-04-26Contingent$440,000
2023-03-31Price change$440,000
2023-02-14Listed for sale$448,000
2017-01-11Listing removed$2,150
2015-11-21Listing removed$2,000
2015-09-16Listed for rent$2,000
2005-02-01Sold$230,000
2001-09-13Sold$138,010

For Sale by Agent

AgentManuela Fatima VanWanderham
BrokeragePlatinum Properties/The Keyes

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