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2392 SW 13th Terrace, Boynton Beach, FL, 33426

2beds
2baths
1,635sqft
$285,000
$174price/sqft
$2,050/moest. monthly cost
$82,000/yrincome needed

About This Home

Discover the potential of this charming 2-bedroom, 2-bath home nestled in a welcoming 55+ community just minutes away from the beautiful beaches South Florida has to offer. Enjoy peaceful mornings and relaxing evenings in the spacious screened-in porch and take advantage of the convenience of a one-car garage with plenty of storage and washer and dryer. While the home could use a bit of TLC, it offers a wonderful opportunity to personalize and create the ideal space tailored to your taste. The community offers an impressive array of amenities, including 3 sparkling pools, 3 clubhouses, tennis courts, a fitness center, and an 18-hole golf course right in the neighborhood. Perfectly located just 5 minutes from shopping, dining, and entertainment, and offering easy access to major highways, this home combines comfort, convenience, and lifestyle. Don’t miss your chance to transform this property into your dream home in a vibrant, amenity-rich community!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

2/10
Galaxy Elementary SchoolGrades PK-51.6 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1973

Materials

  • Roof: Concrete
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: In Garage,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Family/Dining Room,Main Level Primary,Separate Shower,Walk-In Closet(s)
  • Window features: Drapes,Rods,Sliding
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,635 sqft

Property

Details

  • Parcel number: 08434529120810190
  • Zoning: R1
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Entry location: First Floor Entry,Dome Kitchen,Laundry Tub,Walk-In
  • Patio & porch: Porch,Screened
  • Exterior features: Awning(s),Outdoor Living Area,Tennis Court(s),Porch
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 4,948 sqft
  • Features: Sprinklers Automatic,< 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$126$1,512
Property Taxes $286$3,432
Electricity $197$2,366
Total$2,050$24,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,285/yr
40% on housing$61,500/yr
45% on housing$54,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 33426$168
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33426$243
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-08Listed for sale$315,000
2025-04-16Sold$275,000
2025-04-16Pending sale$278,000
2025-02-26Listed for sale$278,000
2019-04-29Listing removed$189,990
2019-04-17Listed for sale$189,990
1998-06-18Sold$68,000

For Sale by Agent

AgentJody P Hernandez
BrokerageLuxury Real Estate Group LLC

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