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520 NW 3rd Street, Delray Beach, FL, 33444

--beds
1baths
1,201sqft
$600,000
$500price/sqft
$4,394/moest. monthly cost
$175,760/yrincome needed

About This Home

Located in the heart of rapidly transforming Delray Beach, this property sits on a valuable parcel surrounded by ongoing redevelopment and rising property values. Offering a prime opportunity for builders, investors, and buyers seeking future growth potential, this lot provides flexibility for renovation, new construction, or long-term hold. Enjoy close proximity to Downtown Delray, Atlantic Avenue, shopping, dining, beaches, and major roadways. With multiple new and remodeled homes nearby, this area continues to experience strong appreciation and revitalization. A rare chance to secure land in one of Delray's most active growth corridors.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

6/10
5/10
Atlantic High SchoolGrades 9-121.2 mi
3/10
Carver Middle SchoolGrades 6-82.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1931

Materials

  • Roof: Composition,Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • None
  • Flooring: Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,None

Interior Area

  • Total structure area: 4,791
  • Total interior livable area: 1,201 sqft

Kitchen

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Kitchen

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Kitchen

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Kitchen

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Kitchen

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Living Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Living Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Living Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Living Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Living Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Master Bedroom

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Master Bedroom

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Master Bedroom

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Master Bedroom

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Master Bedroom

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Property

Details

  • Parcel number: 12434616010180050
  • Zoning: R-1-A
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$755$9,060
Property Taxes $409$4,908
Electricity $197$2,366
Total$4,394$52,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,651/yr
40% on housing$131,820/yr
45% on housing$117,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$500This listing

vs Other Active Listings

Avg $/sqft

ZIP 33444$567
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33444$607
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Price change$725,000
2026-01-09Listed for sale$776,400
2025-11-25Sold$405,000

For Sale by Agent

AgentJonette N Whilby
BrokerageEXP Realty LLC

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