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118 S J Street, Lake Worth, FL, 33460

2beds
1baths
756sqft
$364,900
$483price/sqft
$3,450/moest. monthly cost
$138,000/yrincome needed

About This Home

Cute as button 2 bedroom 1 bath bungalow in heart of Lake Worth Beach. Recently remodeled with open floor plan, modern kitchen, new bathroom, tankless gas water heater, low-E windows and washer and dryer. Re-roof completed in 2022. Wonderful front porch and back patio, with a fenced-in yard. Situated in the Southeast Lucerne Historic District with Multifamily (MF-30) zoning that allows for another residence to be built on property. The possibilities here are endless. Concepts of shipping container ADU have been previously reviewed by Historic Preservation. Home is less then 2 blocks from restaurants, bars, shopping and just over the bridge to the beach.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
94
BikeBiker's Paradise

Schools

5/10
2/10
Lake Worth High SchoolGrades PK,9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1925

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Freezer,Gas Water Heater,Microwave,Range,Refrigerator,Water Heater,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Entrance Foyer,Living/Dining Room,None
  • Window features: ENERGY STAR Qualified Windows,Other
  • Flooring: Laminate,Tile
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Ceiling Fan(s),Other,Wall/Window Unit(s)

Interior Area

  • Total structure area: 756
  • Total interior livable area: 756 sqft

Kitchen

  • Level: Main
  • Area: 72
  • Dimensions: 8 X 9

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Master Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 38434421150490080
  • Zoning: MF-30 (city)
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Entry Level Living Area Y
  • Patio & porch: Porch
  • Exterior features: None,Outdoor Living Area
  • Fencing: Back Yard
  • Has view: Yes
  • View description: City
  • Waterfront features: None

Lot

  • Lot size: 3,375 sqft
  • Features: < 1/4 Acre
  • Lot size dimensions: 25 x 135

Parking

  • Total spaces: 2
  • Parking features: Open,On Street,Unpaved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$937$11,244
Property Taxes $471$5,652
Electricity $197$2,366
Total$3,450$41,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,285/yr
40% on housing$103,500/yr
45% on housing$92,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$483This listing

vs Other Active Listings

Avg $/sqft

ZIP 33460$249
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33460$379
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$399,000
2026-04-09Listed for rent$2,400
2021-10-01Sold$260,000
2021-08-20Pending sale$269,900
2021-08-20Contingent$269,900
2021-08-05Listed for sale$269,900
2015-11-04Sold$113,500
2015-09-16Price change$127,000
2015-09-12Listed for sale$127,500
2015-09-09Pending sale$127,500
2015-08-27Price change$127,500
2015-08-21Price change$128,000
2015-08-15Price change$128,900
2015-07-23Listed for sale$129,900
2008-05-16Listing removed$198,000
2008-03-09Listed for sale$198,000

For Sale by Agent

AgentMichael William Luciano
BrokerageLPT Realty, LLC

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