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990 Pinecrest Dr, Sugar Grove, IL, 60554

5beds
4baths
4,214sqft
$699,900
$166price/sqft
$5,419/moest. monthly cost
$216,760/yrincome needed

About This Home

Are you looking for your own private retreat? This custom-built, five-bedroom brick Georgian is situated on a deep, fully fenced wooded park-like setting in Black Walnut Trails of Sugar Grove. Meticulously maintained, the home features over 4,400 sq. ft. of luxury living space. A bright two-story entry and open floor plan lead to a formal living and dining room, alongside a dream kitchen complete with custom white cabinetry, granite countertops, and stainless steel appliances. From the kitchen and family room, you can access the 4 season glass solarium-perfect for enjoying your morning coffee-or step out onto the paver patio for evening entertaining. The primary suite features a tray ceiling and an en-suite bath with dual vanities, a Jacuzzi tub, and a large walk-in closet with built-in shelving. Four additional bedrooms with ample closet space complete the upper level. The finished lower level adds significant value with a large recreation room, a dedicated exercise room, (Other room) is wine cellar, and an office that could serve as a sixth bedroom, supported by a full bath with a body spray system, and a separate laundry room. Additional features include a security system and built-in speakers. The oversized two-car garage includes a built-in bench and an epoxy floor. There is extra side parking off the driveway. Located with easy access to Rt. 47 and I-88, this home is just minutes from local shopping, dining, and the Fox River Valley. *PLEASE NOTE THIS IS THE ONLY HOME THAT WAS ALLOWED A FENCE IN BLACK WALNUT TRAILS, HOA PAPERWORK ON FILE*

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Harter Middle SchoolGrades 6-82.8 mi
6/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Georgian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Cooktop,Oven
  • Laundry features: Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedroom5

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 224
  • Dimensions: 16X14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Exercise Room

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 132
  • Dimensions: 12X11

Family Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 294
  • Dimensions: 21X14

Features

  • Cathedral Ceiling(s)
  • Window features: Screens
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas Log,Gas Starter,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,251

Foyer

  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,214
  • Total interior livable area: 4,214 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar),Flooring (Hardwood)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 42
  • Dimensions: 7X6

Living Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (All),Bathroom (Full,Whirlpool & Sep Shwr)
  • Level: Second
  • Area: 224
  • Dimensions: 16X14

Mud Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 48
  • Dimensions: 8X6

Office

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 154
  • Dimensions: 14X11

Other

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Other

  • Level: Basement
  • Area: 21
  • Dimensions: 7X3

Recreation Room

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 500
  • Dimensions: 25X20

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1403477001
  • Special condition: None
  • Other equipment: TV-Cable,Ceiling Fan(s)

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Fire Pit
  • Fencing: Fenced

Lot

  • Lot size: 0.61 Acres
  • Features: Corner Lot,Landscaped,Wooded,Mature Trees,Backs to Trees/Woods
  • Lot size dimensions: 120X210

Parking

  • Total spaces: 2.5
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$285$3,420
Property Taxes $1,271$15,252
Electricity $324$3,889
Total$5,419$65,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,794/yr
40% on housing$162,570/yr
45% on housing$144,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 60554$194
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60554$182
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$699,900
2026-06-17Listed for sale$719,900
2016-04-29Sold$405,000
2016-03-22Pending sale$419,900
2016-03-04Listed for sale$419,900
1996-11-21Sold$261,000
1996-07-22Sold$55,000

For Sale by Agent

AgentMichelle Collingbourne
BrokerageRE/MAX All Pro - St Charles

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