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13 Saddlewood Ct, Sugar Grove, IL, 60554

4beds
4baths
2,539sqft
$459,000
$181price/sqft
$3,535/moest. monthly cost
$141,400/yrincome needed

About This Home

$20,000 to buyer for improvement credit at closing!!!! Prestbury charmer with over 3,000 sq ft of finished living space (including basement)* NEW ROOF in 2024 & *NEW siding on front of home in 2025~big covered front porch~hardwood floors from foyer to family & dining rooms~Living room with crown molding and big bay window overlooking the front porch~Formal dining room off kitchen with crown molding and chair rail! Kitchen offers ceramic tile flooring, tons of oak cabinetry and sunny eating area with slider to the deck overlooking deep back yard that backs to open area~2-Story family room with beamed ceiling, *brand new carpet*, skylight and floor to ceiling brick fireplace with adjacent built-in shelves and accent lighting~Convenient first floor laundry room with cabinets~ Turnabout staircase with Juliet balcony overlooks the family room! Master suite has a beamed vaulted ceiling with ceiling fan/light, big walk-in closet and large en-suite bath with separate tub & shower! Three more bedrooms all with generous closet space. Finished basement is awesome for game and/or media room. Golf course, community pool and parks galore right on site!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Fearn Elementary SchoolGrades K-53.9 mi
7/10
Herget Middle SchoolGrades 6-82.2 mi
4/10
West Aurora High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,High End Refrigerator,Washer,Dryer,Disposal,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 192
  • Dimensions: 12X16

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 12X13

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 12X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 121
  • Dimensions: 11X11

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Features

  • Cathedral Ceiling(s),Wet Bar,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Gas Starter,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 795
  • Total interior livable area: 2,539 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 264
  • Dimensions: 12X22

Laundry

  • Level: Main
  • Area: 42
  • Dimensions: 6X7

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 240
  • Dimensions: 15X16

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 360
  • Dimensions: 15X24

Recreation Room

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 616
  • Dimensions: 22X28

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1410325007
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 2

Lot

  • Lot size: 0.29 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Concrete,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$187$2,244
Property Taxes $833$9,996
Electricity $195$2,343
Total$3,535$42,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,200/yr
40% on housing$106,050/yr
45% on housing$94,266/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 60554$193
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60554$182
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$2,900
2026-08-07Price change$3,100
2026-07-23Listed for rent$3,200
2023-05-03Listing removed--
2023-04-18Listed for sale$369,000
2020-03-17Listing removed$1,995
2020-02-27Listed for rent$1,995
2017-08-02Listing removed$1,950
2017-07-29Listing removed$290,000
2017-07-29Listed for rent$1,950
2017-06-10Listed for sale$290,000
2014-06-08Listing removed$2,300
2014-05-16Price change$2,300
2014-05-10Listed for rent$42,300
2013-11-02Listing removed$1,990
2013-10-09Listed for rent$1,990
2010-03-06Listing removed$360,000
2010-01-15Listed for sale$360,000
2000-05-24Sold$183,000

For Sale by Agent

AgentNadine Johnson
BrokerageKettley & Co. Inc. - Aurora

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