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1921 Annettes Cir, Sugar Grove, IL, 60554

5beds
4baths
2,973sqft
$515,000
$173price/sqft
$3,977/moest. monthly cost
$159,080/yrincome needed

About This Home

Welcome to this stunning custom-built cedar home, nestled on a peaceful, wooded 1.25+ acre lot in desirable Sugar Grove. This spacious residence offers 5 bedrooms and 3.5 bathrooms, combining timeless craftsmanship with updates in a serene setting. A brand-new asphalt driveway provides ample parking and leads to the home's inviting three-sided wraparound porch-the perfect place to relax and enjoy the tranquil surroundings. While there is NO garage, the lot has plenty of space for one. Inside, you'll find beautiful hardwood floors throughout, highlighted by a spacious first-floor primary suite featuring a private bath and walk-in closet. Upstairs offers two additional bedrooms and a full hall bath, providing comfortable accommodations for family and guests. The well-appointed kitchen boasts abundant cabinetry, granite countertops, stainless steel appliances, and plenty of workspace for everyday living and entertaining. The bright, open living room features a skylight and overlooks the expansive deck and picturesque wooded backyard. The finished basement is an entertainer's dream, offering a large recreation area, two additional bedrooms, and a full bathroom-ideal for extended family, guests, or a home office. Quality craftsmanship is evident throughout with solid wood doors and trim, adding warmth and character to every room. Recent updates provide added peace of mind, including a new furnace (2026), new water heater (2026), professional waterproofing (2026), new drywall and fresh interior paint, whole-house generator, new washer and dryer (2025), and a brand-new asphalt driveway (2026). This beautifully maintained home offers the perfect blend of privacy and convenience, located just minutes from the expressway, golf courses, shopping, and dining. A truly unique opportunity to own a move-in-ready home in one of Sugar Grove's most desirable settings.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Harter Middle SchoolGrades 6-82.4 mi
6/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Cedar,Log

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Gas Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 391
  • Dimensions: 23X17

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 253
  • Dimensions: 23X11

Bedroom4

  • Features: Flooring (Porcelain Tile)
  • Level: Basement
  • Area: 266
  • Dimensions: 19X14

Bedroom5

  • Features: Flooring (Porcelain Tile)
  • Level: Basement
  • Area: 196
  • Dimensions: 14X14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 220
  • Dimensions: 20X11

Family Room

  • Features: Flooring (Porcelain Tile)
  • Level: Basement
  • Area: 495
  • Dimensions: 33X15

Features

  • Vaulted Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),Open Floorplan
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Attic: Unfinished

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,973 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Pantry-Closet,Breakfast Room),Flooring (Hardwood)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 253
  • Dimensions: 23X11

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 400
  • Dimensions: 25X16

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full,Double Sink,Whirlpool & Sep Shwr)
  • Level: Main
  • Area: 300
  • Dimensions: 20X15

Walk In Closet

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 35
  • Dimensions: 7X5

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1419251007
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump,Backup Sump Pump;,Radon Mitigation System,Generator

Features

  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes

Lot

  • Lot size: 1.24 Acres
  • Features: Wooded,Mature Trees,Backs to Trees/Woods,Views

Parking

  • Total spaces: 5
  • Parking features: Asphalt,Driveway,Yes,Owned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$210$2,520
Property Taxes $935$11,220
Electricity $228$2,744
Total$3,977$47,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,354/yr
40% on housing$119,310/yr
45% on housing$106,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 60554$194
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60554$182
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listing removed$539,000
2026-07-22Listed for sale$539,000
2026-07-13Contingent$539,000
2026-07-09Listed for sale$539,000
2025-09-16Sold$500,000
2025-08-16Contingent$479,000
2025-08-12Listed for sale$479,000

For Sale by Agent

AgentSarah Machmouchi
BrokerageRedfin Corporation

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