Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

51 Monterey Pointe Drive, Palm Beach Gardens, FL, 33418

3beds
3baths
1,888sqft
$798,990
$423price/sqft
$6,018/moest. monthly cost
$240,720/yrincome needed

About This Home

Nestled within the sought-after Monterey Pointe community of PGA National, this well-maintained 3-bedroom, 3-bathroom single-family residence offers 1,888 square feet of living space and tranquil lakefront views. Situated on a 6,456 square foot lot, the home features a 2-car garage and an enclosed patio, perfect for enjoying South Florida's indoor-outdoor lifestyle. The open-concept main living area seamlessly blends the living, dining, and kitchen spaces, highlighted by an expansive three-pane sliding glass door that, along with additional windows, fills the home with abundant natural light. High ceilings throughout enhance the airy feel, while luxury vinyl wood plank flooring installed in 2020 adds a cohesive and modern touch. The primary suite offers peaceful lake views, a walk-in closet, and a private en-suite bathroom. Two additional guest bedrooms are generously sized, each with en-suite bathroom access, providing flexibility for guests and home office use. Additional features include built-in cabinetry in the living area and bedroom suite, block windows in the kitchen and primary bathroom for added privacy, an indoor laundry room with high-efficiency front-load washer and dryer, accordion shutters with partial impact windows, and a whole-house generator installed in 2020. Major updates include a 2019 roof and 2022 A/C, offering peace of mind for years to come. With solid fundamentals, desirable location, and opportunity to personalize, this property presents an excellent option for full-time residents, seasonal use, or investment potential.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
8/10
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Roof: Barrel
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Gas Water Heater,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,Washer Dryer Install Allowed

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Built-in Features,Bathtub,Dual Sinks,Entrance Foyer,Garden Tub/Roman Tub,Living/Dining Room,Custom Mirrors,Main Level Primary,Soaking Tub,Separate Shower
  • Window features: Arched,Other,Skylight(s),Sliding
  • Flooring: Ceramic Tile,Other

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,642
  • Total interior livable area: 1,888 sqft

Property

Details

  • Parcel number: 52424215360010510
  • Zoning: PCD (city)
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Patio,Screened
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 6,457 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$571$6,852
Property Taxes $1,210$14,520
Electricity $197$2,366
Total$6,018$72,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,331/yr
40% on housing$180,540/yr
45% on housing$160,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 33418$420
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33418$443
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$798,990
2026-03-24Listed for sale$799,000
1998-01-26Sold$267,200

For Sale by Agent

AgentCraig Heger
BrokerageEcho Fine Properties

Similar Homes