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3646 Cypress Street, Palm Beach Gardens, FL, 33410

2beds
2baths
1,763sqft
$595,000
$337price/sqft
$4,929/moest. monthly cost
$197,160/yrincome needed

About This Home

Hurricane-Ready Waterfront Pool Home | Fully Owned Solar + 18kw Battery Backup | No HOA Experience the best of South Florida living -- where others vacation -- in this beautifully maintained CBS canal-front pool home designed for comfort, efficiency, and hurricane resilience located in beautiful Palm Beach Gardens. This unique property offers a rare combination of energy independence, storm protection, and waterfront lifestyle, making it ideal for year-round living or peace of mind during storm season. The home features a fully owned 2024 removable solar system with battery backups, allowing the property to operate independently if needed. The solar panels are 100% paid off and owned by the seller, and FPL does not pull power from the system. A solar-powered split 1 ton NEW 2024 AC unit provides additional cooling directly from the solar system, helping keep electric costs low while offering reliable comfort during storm season and summer time! Designed with hurricane resilience in mind, the home is rated to withstand a Category 4 hurricane and features new impact-rated hurricane windows and doors, along with a roof approximately 5 years old and additional structural improvements such as hurricane straps and reinforcements. The property is also equipped with an 18kW off-grid solar generator system and a dedicated subpanel for the kitchen and living room, ensuring essential areas remain powered when needed. Inside, you'll find thoughtful upgrades throughout including all new air conditioning ductwork, a main AC system approximately 6 years old, and an upgraded 200-amp electrical panel. The home has also been fully rewired, providing modern electrical reliability. Step outside to enjoy your private backyard retreat overlooking the canal, which flows into Lake Catherine. The outdoor space is perfect for relaxing or entertaining, solar pool heater, upgraded oversized pool filtration system, and fire pit area. A kayak and paddleboard rack makes it easy to enjoy the waterfront lifestyle. Additional outdoor features include a new sprinkler pump drawing water directly from the canal, permanent color-changing holiday lighting, three solar roof vent fans, new gutters installed during roof replacement, and spray foam insulation in the garage roof for improved energy efficiency. The property also offers beautiful tropical landscaping with banana trees, lemon tree, pineapple plants, and a newly planted dragon fruit plant, creating your own South Florida oasis. Inside the home you'll find stainless steel kitchen appliances, an inviting living space, and a new living room floor. The backyard is enclosed with fencing connected to neighboring properties, adding privacy and convenience. Located with easy access to I-95 and the Florida Turnpike, the home is just minutes from fine dining, shopping, and some of South Florida's finest golf courses and pristine beaches. With NO HOA, waterfront access, hurricane-resilient upgrades, and fully owned solar power, this property offers a rare opportunity to enjoy energy independence, security, and the South Florida lifestyle all in one home.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1963

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Washer
  • Laundry features: Washer Hookup,Inside,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Dual Sinks,Entrance Foyer,Eat-in Kitchen,Main Level Primary,Walk-In Closet(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Solar
  • Cooling features: Central Air,Ceiling Fan(s),Other

Interior Area

  • Total structure area: 2,083
  • Total interior livable area: 1,763 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 12 X 16

Living Room

  • Level: Main
  • Area: 720
  • Dimensions: 18 X 40

Master Bedroom

  • Level: Main
  • Area: 234
  • Dimensions: 13 X 18

Property

Accessibility

  • Accessibility features: Accessibility Features,Accessible Kitchen Appliances,Accessible Bedroom

Details

  • Parcel number: 52434218040170120
  • Zoning: RL3
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Entry location: Entry Level Living Area Y
  • Private pool: Yes
  • Pool features: Heated,In Ground,Solar Heat
  • Patio & porch: Patio,Porch
  • Exterior features: Lighting,Outdoor Living Area
  • Fencing: Fenced
  • Has view: Yes
  • View description: Canal,Pool,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal Access,Canal Front,Navigable Water,Other

Lot

  • Features: Fruit Trees,Landscaped,Sprinklers Automatic

Parking

  • Total spaces: 5
  • Parking features: Attached,Circular Driveway,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$991$11,892
Property Taxes $733$8,796
Electricity $197$2,366
Total$4,929$59,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,994/yr
40% on housing$147,870/yr
45% on housing$131,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 33410$553
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33410$416
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$675,000
2026-03-30Price change$699,000
2026-03-19Price change$727,000
2026-02-18Listed for sale$739,000
2010-04-22Sold$192,000

For Sale by Agent

AgentChristina Francis
BrokerageLPT Realty, LLC

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