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2097 Bonisle Circle, Riviera Beach, FL, 33418

2beds
2baths
1,213sqft
$419,900
$346price/sqft
$3,443/moest. monthly cost
$137,720/yrincome needed

About This Home

NEW PRICE! Don't miss this incredible opportunity to own one of Woodbine's most desirable lakefront homes! Perfectly positioned on a premium lot with breathtaking long lake and fountain views, this beautifully updated 2-bedroom, 2-bath home is truly move-in ready. Enjoy a bright, open floor plan with vaulted ceilings, a stunning remodeled kitchen with quarts counter tops, updated bathroom vanities and showers, custom-built primary closets and other upgrades throughout. Major improvements including a new tile roof (2022), complete plumbing replacement (2026), and accordion hurricane shutters throughout provide lasting value and peace of mind. Unwind on the spacious screened lanai while taking in the spectacular water views. Located in the highly sought-after gated community of Bonisle in Woodbine, residents enjoy resort-style amenities and an unbeatable location close to shopping, dining, beaches, and major highways. Now offered at a new price this exceptional lakefront home is a must-see!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
4/10
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Ice Maker,Microwave,Range,Refrigerator,Water Heater,Washer
  • Laundry features: In Garage,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Bathtub,Dual Sinks,Living/Dining Room,Main Level Primary,Soaking Tub,Separate Shower,Vaulted Ceiling(s)
  • Window features: Plantation Shutters
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,698
  • Total interior livable area: 1,213 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 56424225130000620
  • Zoning: R-PUD (city)
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Patio & porch: Covered,Patio,Screened
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Pond,Water
  • Has water view: Yes
  • Water view: Pond,Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 4,594 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 4
  • Parking features: Attached,Covered,Driveway,Garage,Garage Door Opener,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Heat Wave
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$300$3,600
Property Taxes $823$9,876
Electricity $197$2,366
Total$3,443$41,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,045/yr
40% on housing$103,290/yr
45% on housing$91,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 33418$422
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33418$443
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$400,000
2026-08-07Price change$410,000
2026-07-31Price change$419,900
2026-07-14Price change$424,900
2026-06-29Price change$439,900
2026-05-28Price change$449,900
2026-05-11Listed for sale$457,900
1999-01-29Sold$107,500
1996-06-24Sold$102,000

For Sale by Agent

AgentMonika I Phillips PA
BrokerageDouglas Elliman Jupiter

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