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312 Oak St, North Aurora, IL, 60542

5beds
3baths
1,300sqft
$419,900
$323price/sqft
$3,174/moest. monthly cost
$126,960/yrincome needed

About This Home

4 CAR HEATED TANDEM GARAGE!! Rarely do you find a home that offers this much space, flexibility, and functionality! This beautifully remodeled 5-bedroom, 3-bath ranch features an incredible heated 4-car tandem garage, making it the perfect fit for car enthusiasts, hobbyists, contractors, business owners, or anyone in need of exceptional storage and workspace. The main level offers convenient ranch-style living with 3 spacious bedrooms, 2 full bathrooms, and a first-floor laundry room. The finished basement provides even more living space with 2 additional bedrooms, a full bathroom, and a large recreation room that's ideal for entertaining, a media room, home gym, playroom, or additional family room. Step outside to enjoy the fully fenced backyard featuring a deck, patio, and mature trees, creating a private setting for relaxing or entertaining guests. Conveniently located in a desirable North Aurora neighborhood with easy access to I-88, shopping, restaurants, and everyday conveniences. Whether you're looking for extra room to spread out, space to pursue your hobbies, or a garage that's truly hard to find, this exceptional home delivers it all.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

6/10
Goodwin Elementary SchoolGrades PK-50.5 mi
6/10
Jewel Middle SchoolGrades 6-81.5 mi
4/10
West Aurora High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s),Water Softener
  • Laundry features: Main Level,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Bedroom3

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 126
  • Dimensions: 14X9

Bedroom4

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 168
  • Dimensions: 14X12

Bedroom5

  • Features: Flooring (Vinyl)
  • Level: Basement
  • Area: 130
  • Dimensions: 13X10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 117
  • Dimensions: 13X9

Family Room

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 400
  • Dimensions: 25X16

Features

  • Cathedral Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Quartz Counters
  • Window features: Screens,Skylight(s)
  • Flooring: Laminate
  • Attic: Pull Down Stair
  • Finished area below ground: 900

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 1,300 sqft

Kitchen

  • Features: Kitchen (Updated Kitchen),Flooring (Vinyl)
  • Level: Main
  • Area: 80
  • Dimensions: 10X8

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 48
  • Dimensions: 8X6

Living Room

  • Features: Flooring (Vinyl),Window Treatments (Skylight(s))
  • Level: Main
  • Area: 256
  • Dimensions: 16X16

Master Bedroom

  • Features: Flooring (Vinyl),Bathroom (Full)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1504127009
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Radon Mitigation System

Features

  • Stories: 1
  • Patio & porch: Deck,Patio
  • Fencing: Fenced

Lot

  • Features: Mature Trees
  • Lot size dimensions: 75 x 143 x 73 x 140

Parking

  • Total spaces: 4
  • Parking features: Concrete,Heated Garage,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$159$1,908
Property Taxes $762$9,144
Electricity $130$1,569
Total$3,174$38,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,822/yr
40% on housing$95,220/yr
45% on housing$84,640/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 60542$200
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60542$210
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Sold$228,500
2026-02-15Contingent$175,000
2026-02-13Listed for sale$175,000
2011-07-22Sold$176,500
2011-05-29Listed for sale$184,900
2003-07-24Sold$175,000

For Sale by Agent

AgentGina Johansen, ABR
BrokerageKeller Williams Infinity

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