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631 46th Street, West Palm Beach, FL, 33407

2beds
2baths
1,120sqft
$495,000
$442price/sqft
$4,869/moest. monthly cost
$194,760/yrincome needed

About This Home

Come see this charming and nicely renovated single family home in convenient location in West Palm Beach. Perfect for Investors and First Time Home Buyers as well! This fully renovated 2/2 home has all new sod in the front yard, new sprinkler pump, and fully walkable attic with electricity which could be used for additional living space or bedrooms. Big yard with fruit trees and a Huge Detached 20X30 3 Bay Garage/Shed which has AC and electricity and all new concrete. This property truly is one of a kind and won't last.

Getting Around

57
WalkingSomewhat Walkable
34
TransitSome Transit
64
BikeBikeable

Schools

3/10
4/10
2/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1938

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Ice Maker,Microwave,Range,Refrigerator,Water Heater,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Closet Cabinetry,Main Level Primary,Split Bedrooms,Tub Shower
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Central Air,Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,480
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 11 X 8

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Master Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 10 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 74434304050250180
  • Zoning: SF7 (city)
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Entry Level Living Area Y
  • Patio & porch: Deck,Patio
  • Exterior features: Outdoor Living Area
  • Fencing: Fenced
  • Waterfront features: None

Lot

  • Lot size: 7,899 sqft
  • Features: Fruit Trees,Sprinklers Automatic

Parking

  • Total spaces: 3
  • Parking features: Attached Carport,Carport,RV Access/Parking,On Street
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Heat Wave
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$1,214$14,568
Property Taxes $956$11,472
Electricity $197$2,366
Total$4,869$58,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,937/yr
40% on housing$146,070/yr
45% on housing$129,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$442This listing

vs Other Active Listings

Avg $/sqft

ZIP 33407$433
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33407$302
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$515,000
2025-02-04Listing removed$2,500
2025-01-01Listed for rent$2,500
2023-10-30Listing removed--
2023-08-12Listed for rent$2,500
2023-07-20Listing removed--
2023-07-07Price change$2,500
2023-05-03Price change$2,700
2023-04-23Listed for rent$3,000
2022-10-16Listing removed--
2022-10-13Price change$4,500
2022-09-15Listed for rent$4,800
2022-07-22Listing removed--
2022-07-19Price change$4,800
2022-06-21Listed for rent$6,000
2022-06-08Listing removed--
2022-04-08Listed for rent$3,000
2021-10-27Sold$210,000
2021-08-12Pending sale$239,900
2021-08-09Listed for sale$239,900
2021-07-27Pending sale$239,900
2021-07-22Listed for sale$239,900
2021-07-16Pending sale$239,900
2021-07-14Listed for sale$239,900
2021-04-12Listing removed--
2021-04-04Listed for rent$1,600
2017-11-13Sold$141,000
2014-11-14Sold$36,400
2014-08-13Sold$26,800
2007-06-06Sold$130,000

For Sale by Agent

AgentAllyson Meister
BrokeragePremier Brokers International

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