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439 28th Street, West Palm Beach, FL, 33407

2beds
2baths
1,031sqft
$899,000
$872price/sqft
$8,298/moest. monthly cost
$331,920/yrincome needed

About This Home

Beautifully Renovated Northwood Single-Family Home. Discover this impeccably updated 2-bedroom, 2-bath residence with a dedicated office, offering solid CBS construction and modern upgrades throughout. Recent improvements include a new roof (2019), new central A/C (2023), impact windows, fresh interior paint, and a natural gas tankless water heater. The home also features a sprinkler system and stainless steel appliances. The modern kitchen and upgraded bathrooms showcase tasteful finishes, while the thoughtful layout provides comfort and functionality. Situated on a private 50' x 120' lot, the property is set back from the street and offers a spacious backyard--perfect for outdoor living or future enhancements.

Getting Around

77
WalkingVery Walkable
35
TransitSome Transit
80
BikeVery Bikeable

Schools

1/10
4/10
Roosevelt Middle SchoolGrades 6-80.9 mi
2/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1948

Materials

  • Roof: Composition,Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Freezer,Disposal,Gas Range,Gas Water Heater,Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Outside

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Area,Closet Cabinetry,Main Level Primary
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,071
  • Total interior livable area: 1,031 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Master Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Master Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 74434309050120170
  • Zoning: 0100-SF
  • Special condition: Standard,Listed As-Is

Features

  • Levels: Multi/Split,One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Outdoor Living Area
  • Waterfront features: None

Lot

  • Lot size: 5,900 sqft
  • Features: Fruit Trees,Sprinklers Automatic,< 1/4 Acre

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Palm Beach County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$2,205$26,460
Property Taxes $1,351$16,212
Electricity $197$2,366
Total$8,298$99,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$284,502/yr
40% on housing$248,940/yr
45% on housing$221,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$872This listing

vs Other Active Listings

Avg $/sqft

ZIP 33407$429
Palm Beach County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 33407$302
Palm Beach County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$1,250,000
2026-04-02Listing removed$998,000
2026-04-02Listed for rent$6,000
2026-03-12Listed for sale$998,000
2026-01-21Listing removed$998,000
2026-01-20Listing removed$6,000
2025-12-18Listed for rent$6,000
2024-12-27Sold$695,000
2024-10-09Price change$695,000
2024-08-30Listed for sale$725,000
2023-01-11Listing removed--
2022-12-14Listed for rent$3,300
2022-10-08Listing removed--
2022-09-07Listed for rent$3,300
2021-02-09Listing removed--
2020-10-04Listing removed$2,200
2020-09-10Listed for rent$2,200
2020-05-07Sold$262,500
2020-03-11Listing removed$1,750
2020-03-11Listed for sale$290,000
2020-03-05Listed for rent$1,750
2019-08-08Listing removed$275,000
2019-05-31Price change$275,000
2019-05-11Listed for sale$285,000
2018-11-05Listing removed$1,750
2016-04-12Sold$200,000
2005-05-20Sold$350,000
2002-10-10Sold$169,000
2000-08-31Sold$133,000

For Sale by Agent

AgentLisa A Mastronardi
BrokerageSotheby's Intl. Realty, Inc.

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