940 WISCONSIN AVENUE, Palm Harbor, FL, 34683
About This Home
Under contract-accepting backup offers. Don't miss this rare opportunity to own a beautifully maintained elevated home in the heart of Ozona—one of Palm Harbor's most sought-after waterfront communities. Designed with quality and longevity in mind, this original-owner home has been meticulously cared for and thoughtfully updated throughout. This property has an outdoor oasis for a backyard, with luscious landscaping and thoughtful landscape lighting throughout. Enjoy peace of mind with major improvements already completed, including a 2019 roof, impact windows and doors, HVAC systems (2019 & 2022), new electrical panel, outlets and switches (2023), stamped concrete in the garage and pool area (2024), garage siding (2024), updated insulation and soffits (2025), remodeled kitchen (2015), and new exhaust fans. The salt cell pool is equip with an iAQUALINK to control the cleaning system, the jets, pool pumps, or even the chemical levels and temperature. It also has dual swim jets so you can practice your swimming stroke. The lower level is a standout feature, offering an incredible garage and workshop space with James Hardie fiber cement siding, abundant storage, a rolling tool chest, shaded pool equipment area, and plenty of room for hobbies, toys, and projects. This 624 sq ft (24'x26') bonus room is sure to impress and is not included in the total of 2,072 sq ft Inside, you'll appreciate the remodeled kitchen, spacious layout, and thoughtful details like the heated towel warmer in the primary bath. Xeriscape landscaping keeps exterior maintenance to a minimum. Located in the heart of Ozona, you'll love the golf cart lifestyle with easy access to waterfront restaurants, marinas, parks, live music, community events, top-rated schools, and the Pinellas Trail. Whether you're boating, dining on the water, or enjoying one of Ozona's many festivals, this is a community unlike any other. Homes in Ozona don't last long—especially those that have been this well cared for. Schedule your private showing today before this exceptional opportunity is gone.
Getting Around
Somewhat Walkable
Minimal Transit
Very BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1998
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Dishwasher,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer,Water Softener
- Laundry features: Inside
Balcony Porch Lanai
- Level: Second
Bathroom1
- Level: Second
Bedroom1
- Features: Built-in Closet
- Level: Second
Bedroom2
- Features: Built-in Closet
- Level: Second
Bedroom3
- Features: Built-in Closet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Features: No Closet
- Level: First
Features
- Living Room/Dining Room Combo,Open Floorplan,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Tile,Hardwood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 4,460
- Total interior livable area: 2,072 sqft
Kitchen
- Level: Second
Kitchen
- Level: Second
Laundry
- Level: Second
Living Room
- Level: Second
Primary Bathroom
- Level: Second
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: 012815885601300500
- Zoning: R-4
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Covered,Deck,Enclosed,Front Porch,Rear Porch,Screened
- Exterior features: Lighting,Permeable Paving,Private Mailbox
- Fencing: Vinyl
- Residential vegetation: Mature Landscaping,Trees/Landscaped
Lot
- Lot size: 7,410 sqft
- Features: City Lot,Landscaped,Level,Near Golf Course,Near Marina,Near Public Transit
- Lot size dimensions: 60 x 125
Parking
- Total spaces: 3
- Parking features: Driveway,Garage Door Opener,Golf Cart Garage,Golf Cart Parking,Ground Level,Split Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,171 | $50,052 |
| Home Insurance * | $822 | $9,864 |
| Property Taxes | $1,045 | $12,540 |
| Electricity | $208 | $2,502 |
| Total | $6,246 | $74,952 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $825,000 |
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