2021 TODD ROAD, Clearwater, FL, 33763
About This Home
Welcome to this beautifully maintained 4-bedroom, 2-bath pool home nestled in the highly desirable Charter Oaks community of Clearwater. Designed for both comfortable everyday living and effortless entertaining, this spacious floor plan offers a welcoming great room with a cozy wood-burning fireplace, a separate living room, and a formal dining room, providing plenty of space to gather, relax, and create lasting memories. Step outside to a private, fully fenced backyard with a pool and covered patio — perfect for enjoying Florida's beautiful weather year-round. This home has been updated with a new A/C (2022), new pool skimmer (2022), garage door springs, cables, and coils replaced (2024), and newly finished garage floors. For additional peace of mind, the property is not located in a flood zone, so flood insurance is not required. Ideally located just minutes from Downtown Dunedin, Safety Harbor, Clearwater Beach, shopping, dining, parks, and top-rated schools, this move-in-ready home offers the perfect blend of comfort, convenience, and an exceptional location.
Getting Around
Car-Dependent
Minimal Transit
BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer,Water Filtration System,Water Softener
- Laundry features: Laundry Closet
Bedroom1
- Features: Built-in Closet
- Level: First
- Area: 121
- Dimensions: 11x11
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 120
- Dimensions: 10x12
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 132
- Dimensions: 11x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Solid Wood Cabinets,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Window Treatments
- Flooring: Ceramic Tile,Laminate,Porcelain Tile
- Fireplace features: Family Room,Wood Burning
- Fireplace: Yes
Great Room
- Level: First
- Area: 425
- Dimensions: 17x25
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,780
- Total interior livable area: 1,904 sqft
Kitchen
- Features: Breakfast Bar,Pantry
- Level: First
- Area: 144
- Dimensions: 12x12
Living Room
- Level: First
- Area: 252
- Dimensions: 14x18
Primary Bedroom
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: First
- Area: 168
- Dimensions: 12x14
Property
Details
- Parcel number: 012915143510000490
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Covered,Patio,Porch
- Exterior features: Dog Run,Irrigation System,Rain Gutters,Sidewalk
- Fencing: Fenced
- Residential vegetation: Oak Trees
Lot
- Lot size: 7,379 sqft
- Features: Sidewalk
Parking
- Total spaces: 2
- Parking features: Curb Parking,Driveway,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,705 | $32,460 |
| Home Insurance * | $267 | $3,204 |
| Property Taxes | $694 | $8,328 |
| Electricity | $197 | $2,366 |
| Total | $3,863 | $46,356 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $529,000 |
| 2026-07-10 | Price change | $535,000 |
| 2026-06-26 | Listed for sale | $555,000 |
| 2018-11-22 | Sold | $315,000 |
| 2018-09-26 | Price change | $315,000 |
| 2018-09-05 | Listed for sale | $319,000 |
| 2018-09-05 | Pending sale | $319,000 |
| 2018-08-19 | Price change | $319,000 |
| 2018-08-08 | Listed for sale | $325,000 |
| 2018-08-08 | Pending sale | $325,000 |
| 2018-06-29 | Listed for sale | $325,000 |
| 2016-05-27 | Sold | $270,000 |
| 2016-05-10 | Listed for sale | $268,000 |
| 2016-05-04 | Pending sale | $268,000 |
| 2016-02-10 | Price change | $268,000 |
| 2015-10-12 | Listed for sale | $275,000 |
| 2008-09-09 | Sold | $255,000 |
| 2008-08-10 | Listed for sale | $261,900 |
| 2001-09-07 | Sold | $164,900 |
| 1993-06-08 | Sold | $108,500 |
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