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2442 40TH AVENUE N, Saint Petersburg, FL, 33714

3beds
2baths
1,224sqft
$435,000
$355price/sqft
$3,357/moest. monthly cost
$134,280/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Welcome to this beautifully updated 3-bedroom, 2-bathroom home in St. Petersburg, offering 1,224 square feet of thoughtfully improved living space with no HOA restrictions. This move-in-ready home has been enhanced with valuable upgrades, including updated flooring, fresh interior paint, updated lighting fixtures, new appliances, and the addition of a second bathroom, adding both convenience and long-term value. The functional layout offers comfortable living spaces ideal for homeowners or investors alike, with modern finishes that create a clean, refreshed feel throughout. Seller is also offering contributions toward buyer closing costs, creating an excellent opportunity for first-time buyers or anyone looking to reduce upfront expenses. Conveniently located near shopping, dining, schools, major roadways, and all that vibrant St. Petersburg has to offer, this property combines affordability, updates, and location. Schedule your private showing today.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
7/10
Tyrone Middle SchoolGrades 6-83.9 mi
6/10

Construction

Condition

  • Property condition: Completed
  • Year built: 1959

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Other,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Other,Washer Hookup

Bathroom1

  • Features: No Closet
  • Level: First

Bathroom2

  • Features: No Closet
  • Level: First

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Other,Split Bedroom
  • Flooring: Luxury Vinyl,Tile

Florida Room

  • Features: No Closet
  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,224
  • Total interior livable area: 1,224 sqft

Kitchen

  • Features: No Closet
  • Level: First
  • Area: 60
  • Dimensions: 6x10

Living Room

  • Features: No Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 023116533880020060
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other,Sidewalk
  • Fencing: Fenced

Lot

  • Lot size: 5,624 sqft
  • Lot size dimensions: 45 x 125

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$224$2,688
Property Taxes $737$8,844
Electricity $197$2,366
Total$3,357$40,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,097/yr
40% on housing$100,710/yr
45% on housing$89,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 33714$129
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33714$262
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$435,000
2024-09-10Sold$250,000
2024-08-08Pending sale$269,000
2024-08-02Price change$269,000
2024-07-11Price change$274,000
2024-07-08Price change$279,000
2024-06-28Listed for sale$297,000
2023-05-01Listing removed--
2023-03-04Pending sale$259,000
2023-02-24Listed for sale$259,000
2022-06-08Listing removed--
2022-06-04Listed for rent$1,200
2019-03-14Sold$101,000
2014-04-08Listing removed$900
2013-12-10Listed for rent$900
2012-11-02Listing removed$900
2012-07-31Price change$900
2012-07-26Listed for rent$1,000
2006-01-31Sold$110,000

Pre-Foreclosure - For Sale by Agent

AgentTierra Archer
BrokerageARCHER REALTY SOLUTIONS LLC

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