




3187 STERLING STREET, Tarpon Springs, FL, 34688
About This Home
Virtually Staged. Welcome to 3187 Sterling Street, a beautifully maintained four-bedroom, three-bath residence in the sought-after gated community of Crescent Oaks in Tarpon Springs. With a low HOA, golf and tennis amenities, an active social calendar, and a private conservation setting, this home offers the Florida lifestyle buyers have been searching for. A grand foyer welcomes you inside, opening to formal living and dining spaces that are perfect for entertaining. The home features a neutral color palette and a desirable U-shaped floor plan designed around the outdoor living area. Four sliding glass doors create a seamless indoor-outdoor connection, allowing refreshing breezes and natural light to flow throughout the home during Florida’s beautiful fall, winter, and spring seasons. The backyard is a private oasis with no rear neighbors, peaceful conservation views, a spa, outdoor kitchen, screened lanai, refreshed pavers, and a convenient pool bath. Enjoy the beauty of nature from home, with deer and wild turkey often seen in the conservation area behind the property. The oversized family room is filled with natural light from large windows, while the breakfast nook offers breathtaking views of the private backyard and conservation. The open-concept kitchen provides ample space for gathering, cooking, and entertaining, featuring stainless steel appliances and modern silver cabinet hardware for a clean, updated look. The split-bedroom floor plan provides comfort and flexibility. Two guest bedrooms and a spacious bathroom with double vanities are located in the right wing of the home. On the opposite side, the large primary suite offers a relaxing retreat with a garden tub, walk-in shower, private water closet, and generous walk-in closet. The fourth bedroom is oversized and can easily serve as a home office, den, playroom, fitness room, or additional bedroom. An oversized laundry room and three-car garage offer excellent storage for multiple vehicles, recreational items, and a golf cart. This home has been thoughtfully maintained with several important updates already completed. Major improvements include a 2013 Spanish tile roof, 2024 A/C and heat pump, 2024 exterior paint, and well water irrigation. Additional updates include new lanai screens and Spanish tile roof pressure washing in 2025, along with new flooring in all bedrooms and closets, a new washer, and professionally power-washed lanai pavers in 2026. Crescent Oaks is a warm, dog-friendly golf and tennis community known for its active neighborhood lifestyle. Residents enjoy community events and traditions throughout the year, including holiday golf cart parades, trivia nights, bunco, ice cream socials, vendor markets, pickleball, Easter and Valentine’s Day celebrations, Mother’s Day and Father’s Day gatherings, and Santa’s firetruck visit. If you are looking for a private, well-maintained home in a vibrant Florida lifestyle community, 3187 Sterling Street is ready to welcome you home.
Getting Around
Schools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside,Laundry Room
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 150.12
- Dimensions: 13.9x10.8
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 141.9
- Dimensions: 11x12.9
Bedroom4
- Features: Built-in Closet
- Level: First
- Area: 129.408
- Dimensions: 10.11x12.8
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Area: 241
- Dimensions: 24.1x10
Family Room
- Level: First
- Area: 241.281
- Dimensions: 17.1x14.11
Features
- Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Window Treatments
- Flooring: Laminate,Tile,Hardwood
- Fireplace features: Family Room,Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,619
- Total interior livable area: 2,619 sqft
Kitchen
- Level: First
- Area: 217.46
- Dimensions: 16.6x13.1
Living Room
- Level: First
- Area: 369.6
- Dimensions: 23.1x16
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 277.2
- Dimensions: 12.6x22
Property
Details
- Parcel number: 032716189090020490
- Zoning: RPD-0.5
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System,Lighting,Rain Gutters,Sidewalk
- Has spa: Yes
- Spa features: Heated,In Ground
Lot
- Lot size: 1.13 Acres
- Lot size dimensions: 121 x 158
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $542 | $6,504 |
| Property Taxes | $893 | $10,716 |
| Electricity | $263 | $3,162 |
| Total | $5,232 | $62,784 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $674,900 |
| 2026-07-10 | Listed for sale | $699,000 |
| 1992-11-01 | Sold | $205,100 |
