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5638 146th Ter N, Clearwater, FL, 33760

4beds
1baths
1,288sqft
$329,800
$256price/sqft
$2,403/moest. monthly cost
$96,120/yrincome needed

About This Home

LOCATION, CONDITION, & PRICE!! Welcome to our move-in-ready home located in the highly desired community of Highpoint Estates. This property boasts a Wide-Open, Split Floor plan designed to maximize Natural Light, Functionality, and everyday Comfort. Property features include a fully renovated Kitchen with CORIAN Counter-tops, REAL wood cabinetry, and Stainless appliances.  The main living area boasts all tile flooring, with new luxury vinyl in the bedrooms that provide a crisp, clean, and modern feel. The large Master Bed is adjacent to the laundry room fixtures making a 2nd, primary bath easy to install. The kitchen is the centerpiece of this property; flowing seamlessly into the main living area and rear covered patio, creating a true Indoor-Outdoor experience perfect for entertaining and family gatherings. The fully Fenced, Pool-sized yard offers exceptional privacy with plenty of room to store your Boats, RV’s, Trailers, and more. This home is located in unincorporated Clearwater, which allows for Short-Term Rentals, making it perfect for homeowners and investors alike. The Low-Cost transferable insurance makes this home affordable and budget-friendly. FHA, VA, Cash, & Conventional buyers are Welcome. This home is centrally located, just minutes from Gulf beaches, shopping, dining, top schools, and both Tampa International & St. Pete Clearwater airports. This home is priced to sell and won't last long. Call today to schedule your private showing. homeowners and investors alike. The Low-Cost transferable insurance makes this home affordable and budget-friendly. FHA, VA, Cash, & Conventional buyers are Welcome. This home is centrally located, just minutes from Gulf beaches, shopping, dining, top schools, and both Tampa International & St. Pete Clearwater airports. This home is priced to sell and won't last long. Call today to schedule your private showing.

Getting Around

12
WalkingCar-Dependent
35
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

5/10
5/10
Fitzgerald Middle SchoolGrades 6-82.1 mi
2/10
Pinellas Park High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Ice Maker,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Open Floorplan
  • Door features: French Doors
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,669
  • Total interior livable area: 1,288 sqft

Kitchen

  • Level: First
  • Area: 180
  • Dimensions: 11.25x16

Living Room

  • Level: First
  • Area: 247.8
  • Dimensions: 17.7x14

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Property

Details

  • Parcel number: 043016394110000230
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Sidewalk
  • Fencing: Fenced,Vinyl
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 9,030 sqft
  • Lot size dimensions: 69 x 122

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Heat Wave
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,667$20,004
Home Insurance *$137$1,644
Property Taxes $402$4,824
Electricity $197$2,366
Total$2,403$28,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,388/yr
40% on housing$72,090/yr
45% on housing$64,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 33760$159
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33760$269
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$348,800
2026-04-02Listing removed$365,000
2026-02-12Listed for sale$365,000
2025-11-19Listing removed$375,000
2025-09-12Listed for sale$375,000
2023-03-20Sold$300,000
2023-02-16Pending sale$309,900
2023-01-31Price change$309,900
2023-01-11Price change$314,900
2023-01-06Price change$319,000
2022-12-18Listed for sale$324,900
2017-03-25Listing removed$1,350
2017-02-06Listed for rent$1,350
2006-02-01Sold$147,000
1998-01-15Sold$42,000

For Sale by Agent

AgentTravis Pettengil, PLL
BrokerageTHE C SMITH REAL ESTATE GROUP LLC

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