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4692 Dover St NE, Saint Petersburg, FL, 33703

4beds
5baths
3,795sqft
$2,695,000
$710price/sqft
$23,079/moest. monthly cost
$923,160/yrincome needed

About This Home

Under Construction. Experience refined waterfront living in this brand-new construction expertly crafted by the highly regarded Bay to Bay Group, ideally positioned in one of Northeast St. Petersburg’s most desirable locations. Offering approximately 3,800 square feet, this thoughtfully designed residence features 4 bedrooms, 4 full bathrooms, a powder room, and a dedicated office. Wide bayou views and direct access to Tampa Bay define the experience, offering effortless boating to open water and the Gulf beyond. The home’s striking curb appeal sets the tone, defined by clean architectural lines, layered textures, and a refined modern coastal aesthetic that creates a strong and memorable first impression. From the moment you enter, the home makes a statement with a custom glass-enclosed wine display tucked beneath the staircase, serving as an architectural focal point and setting the tone for the level of design carried throughout. The interior is filled with natural light, highlighted by expansive windows that frame tranquil water views and create a seamless connection between indoor and outdoor living. The open-concept layout is anchored by a designer kitchen that truly elevates the home, featuring a dramatic waterfall-edge island wrapped in full slab stone, a statement range hood, custom cabinetry, and a premium Monogram appliance package, including a gas range, double wall ovens, and a built-in wine column. A well-appointed butler’s pantry offers additional prep space and storage, enhancing both functionality and entertaining. A grand great room with a fireplace opens onto the covered lanai, where a spa-like pool and outdoor kitchen create the ultimate setting for entertaining or relaxing, all positioned to take full advantage of the water views. The primary suite is ideally located on the first floor, offering privacy and ease of living while delivering a true retreat-like experience. The spacious bedroom is complemented by a spa-like bathroom featuring a freestanding soaking tub, a large walk-in glass shower, dual vanities, and elevated finishes throughout, along with a generous walk-in closet designed for both function and style. Upstairs, a large loft/bonus living area provides an ideal secondary living space, lounge, or media area, with access to a private balcony capturing water views over the pool. This level also includes a secondary primary suite with its own ensuite bath, along with two additional bedrooms connected by a Jack and Jill bathroom, offering a functional and flexible layout for guests or family. Additional highlights include 10-foot ceilings, 8-foot interior doorways, a wet bar, mudroom, and thoughtfully selected designer lighting throughout, including statement chandeliers and elevated fixtures. The home is equipped with natural gas, including a tankless gas water heater, and also prioritizes energy efficiency with Icynene attic insulation, pre-installed low voltage wiring, efficient LED lighting, and a high-efficiency air conditioning system. Perfectly positioned just minutes from downtown St. Petersburg, this waterfront residence offers a rare opportunity to enjoy new construction and a prime location, all within one of St. Pete’s most esteemed waterfront communities.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
3/10
Meadowlawn Middle SchoolGrades 6-82.9 mi
5/10
Northeast High SchoolGrades PK,9-122.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Stucco,Wood Frame

Other

  • Builder model: Modern/Coastal
  • Builder name: Bay to Bay Group

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Microwave,Range,Range Hood,Refrigerator,Wine Refrigerator
  • Laundry features: Laundry Room,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Walk-In Closet(s),Wet Bar
  • Door features: Outdoor Kitchen,Sliding Doors
  • Flooring: Tile,Hardwood
  • Fireplace features: Electric
  • Fireplace: Yes

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,694
  • Total interior livable area: 3,795 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: First

Loft

  • Level: Second

Office

  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Exhaust Fan,Garden Bath,Stone Counters,Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 043117951840240030
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Salt Water
  • Patio & porch: Covered,Patio
  • Exterior features: Irrigation System,Lighting,Outdoor Kitchen,Private Mailbox,Rain Gutters
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Water,Bay/Harbor - Full
  • Has water view: Yes
  • Water view: Water,Bay/Harbor - Full
  • On waterfront: Yes
  • Waterfront features: Bay/Harbor,Bay/Harbor Access,Saltwater Canal Access,Bridges - Fixed,Seawall
  • Waterbody name: TAMPA BAY

Lot

  • Lot size: 7,545 sqft
  • Features: FloodZone,City Lot,In County
  • Lot size dimensions: 73 x 101

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,627$163,524
Home Insurance *$4,147$49,764
Property Taxes $4,924$59,088
Electricity $381$4,583
Total$23,079$276,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$791,280/yr
40% on housing$692,370/yr
45% on housing$615,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$710This listing

vs Other Active Listings

Avg $/sqft

ZIP 33703$386
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33703$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$2,695,000
2024-07-12Sold$630,000
2024-05-29Pending sale$650,000
2024-05-11Price change$650,000
2024-03-21Listed for sale$725,000
2023-01-12Listing removed--
2023-01-10Price change$2,550
2023-01-05Price change$2,650
2023-01-02Price change$2,695
2022-12-27Price change$2,750
2022-12-21Price change$2,850
2022-12-15Listed for rent$2,950
2012-11-27Listing removed$1,295
2012-11-17Listed for rent$1,295
1998-11-04Sold$114,000
1996-02-12Sold$95,000

New Construction

AgentKym Coyle
BrokerageCHARLES RUTENBERG REALTY INC

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