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1496 QUEEN ANNE DRIVE, Palm Harbor, FL, 34684

2beds
2baths
1,132sqft
$374,900
$331price/sqft
$3,085/moest. monthly cost
$123,400/yrincome needed

About This Home

Price Improvement - Now I'm a steal! Welcome to your own slice of Florida paradise in the highly sought-after 55+ community of Highland Lakes! This delightful two-bedroom, two-bath cottage perfectly blends comfort, character, and an easygoing coastal lifestyle. From the moment you arrive, you'll be charmed by the inviting front courtyard, where a majestic live oak provides cool shade over a spacious patio framed by a low brick wall—the perfect spot to enjoy your morning coffee, visit with neighbors, or unwind with an evening glass of wine. Inside, the home offers a bright, welcoming atmosphere, including plantation shutters on the windows and with luxury vinyl plank flooring throughout the living areas and bedrooms, complemented by tile flooring in the kitchen and baths. The updated kitchen features timeless white cabinets, Corian countertops, stainless steel appliances, and plenty of workspace for everyday living or entertaining. The beautifully remodeled main bathroom showcases a sleek walk-in shower, modern floating vanity, and stylish contemporary finishes, creating a spa-like retreat that elevates the home's appeal. One of this home's most enjoyable features is the spacious enclosed Florida room, complete with its own mini-split heating and cooling system, allowing you to enjoy this light-filled space comfortably year-round. Whether you envision it as a reading room, hobby space, home office, or additional gathering area, it quickly becomes one of the favorite rooms in the house. Just outside, the covered patio provides another inviting place to grill, entertain, or simply relax while overlooking the beautifully situated corner lot. Practical updates provide peace of mind, including a **2023 Carrier HVAC system** and a **2021 roof (with hurricane clips**, allowing you to spend less time worrying about maintenance and more time enjoying everything this wonderful community has to offer. And in your spacious 1-car garage, you'll find the golf cart, which comes with the house! And what a community it is! Highland Lakes is one of Palm Harbor's premier active-adult neighborhoods, offering an unmatched collection of amenities included with your HOA membership. Residents enjoy unlimited golf on three private executive courses, two heated swimming pools, tennis and pickleball courts, a vibrant clubhouse with dozens of clubs and social activities, arts and crafts studios, a fitness program, RV and boat storage (subject to availability), and the unique Lake Tarpon Lodge. From the lodge, residents can enjoy complimentary pontoon boat cruises across beautiful Lake Tarpon—including leisurely 90-minute excursions with a stop at the popular Tarpon Turtle Waterfront Grill for lunch or dinner. It's a lifestyle unlike any other in the area. Ideally located near Gulf beaches, the Pinellas Trail, shopping, dining, medical facilities, airports, and the charming downtowns of Palm Harbor, Dunedin, and Tarpon Springs, this delightful home offers the perfect opportunity to enjoy the very best of Florida living. Whether you're looking for a full-time residence or the perfect seasonal escape, you'll quickly discover that life feels a little more relaxed here beneath the oaks in Highland Lakes.

Getting Around

28
WalkingCar-Dependent
23
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Completed
  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Other,Shingle
  • Construction materials: Block,Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Mid-Century Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Thermostat
  • Door features: Sliding Doors
  • Window features: Window Treatments,Hurricane Shutters/Windows
  • Flooring: Luxury Vinyl,Tile
  • Common walls with other units/homes: Corner Unit

Great Room

  • Features: Ceiling Fan(s),No Closet
  • Level: First
  • Area: 280
  • Dimensions: 20x14

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,132 sqft

Kitchen

  • Features: Pantry,Exhaust Fan,Stone Counters,Built-in Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Primary Bedroom

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 154
  • Dimensions: 14x11

Property

Details

  • Parcel number: 052816388920001030
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Gunite,Heated,In Ground,Lap,Lighting,Tile
  • Patio & porch: Covered
  • Exterior features: Irrigation System,Rain Gutters,Sidewalk
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Garden
  • Waterfront features: Lake,Lake Privileges,Boat Ramp - Private
  • Waterbody name: LAKE TARPON
  • Residential vegetation: Mature Landscaping,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 7,636 sqft
  • Features: Corner Lot,In County,Landscaped,Level,Near Golf Course,Sidewalk,Above Flood Plain
  • Lot size dimensions: 71 x 100

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$415$4,980
Property Taxes $578$6,936
Electricity $197$2,366
Total$3,085$37,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,771/yr
40% on housing$92,550/yr
45% on housing$82,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 34684$177
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34684$269
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$354,900
2026-07-25Listed for sale$374,900
2025-09-17Listing removed$364,000
2025-08-08Price change$364,000
2025-03-27Listed for sale$379,000
2022-08-01Sold$350,000
2017-04-29Sold$171,500
2017-03-01Listed for sale$172,500
2005-05-13Sold$163,000
2002-04-23Sold$107,000
1998-10-16Sold$75,500

For Sale by Agent

AgentBeverly Burchfield
BrokerageRAGSDALE RESIDENTIAL REALTY

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